Deposit Rate Enquiry

How to view Time Deposit preferential rates

Mobile Banking

Step 1

After logging-in, tap “Time Deposit”

Step 2

Then select “Learn More” under “Interest Rates”

Step 3

Tap “Time Deposit” and select currency and principal amount, then you could view the Time Deposit preferential rates we are offering

Online Banking

Step 1

After logging-in, in the section “Account”, select “Deposit rates” under “Rate Enquiry”

Step 2

Select currency, then you could view the Time Deposit preferential rates we are offering

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Note:

(1) The above deposit interest rates are for reference only.
(2) For savings account / time deposit, interest is calculated on the following year basis: Hong Kong Dollar, Pound Sterling and Singapore Dollar – 365 days (including leap year). For other currencies - 360 days.

Risk Disclosure
RMB Currency Risk
RMB is currently not freely convertible and is subject to exchange controls and restrictions (which are subject to changes from time to time without notice). You should consider and understand the possible impact on your liquidity of RMB funds in advance. The fluctuation in the exchange rate of RMB may result in losses in the event that you convert RMB into other currencies. Onshore RMB and offshore RMB are traded in different and separate markets operating under different regulations and independent liquidity pool with different exchange rates. Their exchange rate movements may deviate significantly from each other.

Exchange Rate Risk
Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market force may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and price linked to such rates, may rise or fall rapidly. The fluctuations in the exchange rate of a foreign currency may result in losses in the event that you convert HKD to any foreign currency or vice versa.