Foreign Currency Time Deposit Offers

Enjoy up to 3.75% p.a. Preferential Interest Rates Via e-Channels

During the promotion period from now until September 30, 2024, customers who successfully set up a 6-month Foreign Currency Time Deposit1 for a designated currency and deposit amount (refer to the table below) via the Bank’s e-Channels2 (including Mobile Banking, Online Banking and Smart Teller Machines at designated branches), can enjoy preferential interest rates, regardless of new or existing funds!
Currency Deposit Amount 6-month Foreign Currency Time Deposit Interest Rate (p.a.)3
NZD NZD10,000 or above 3.75%
GBP GBP10,000 or above
AUD AUD10,000 or above 3.45%
CAD CAD10,000 or above
Demo of Placing a Time Deposit
via e-Channels of Just Clicks Away
Mobile Banking
Step 1

After logging-in, tap “Time Deposit”

Step 2

Then select “Open Time Deposit”

Step 3

Specify deposit instructions, and tap “Confirm” after verifying the information

Online Banking
Step 1

After logging-in, select “Account” > “Time Deposit” > “Deposit Placement”

Step 2

Specify deposit instructions, and tap “Confirm” after verifying the information

  • Time Deposit set up service hours:
    - Mobile Banking and Online Banking: 9am to 6pm, Mondays to Fridays
Warm Reminder
Customer must currently hold a Time Deposit Account with the Bank in order to place time deposits via Online Banking or Mobile Banking. For customers who do not hold a Time Deposit Account, please contact a Relationship Manager or visit the Bank’s branches for account opening.
Existing customers who hold a Time Deposit Account with the Bank
Set up a Time Deposit
via Online Banking Now
If you have not yet registered for Online Banking/ Mobile Banking
Register for Online Banking /
Mobile Banking Now
Act Now and Enjoy Preferential Interest Rate!
Remarks:
  1. NOT applicable to Time Deposit renewals, including Renewal (Principal and Interest), Renewal (Renew Principal Only), Renewal (Change Principal Amount) and Renewal (Change Tenor).
  2. Customer must hold a Time Deposit Account with the Bank in order to place time deposits via the Bank’s e-Channels (including Mobile Banking, Online Banking or Smart Teller Machines at designated branches). For customers who do not hold a Time Deposit Account, please contact a Relationship Manager or visit the Bank's branches for account opening.
  3. The above time deposit interest rates are quoted as of August 22, 2024 which is for reference only and subject to change. The relevant interest rate will be subject to the rate quoted by the Bank in the aforesaid e-Channels from time to time.

The above offers and services are bound by related terms and conditions, please refer to the following terms and conditions.

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Enquiry Hotline : 2903 8303

Terms & Conditions
General Terms and Conditions for e-Channel Foreign Currency Time Deposit Promotion (“Promotion”):
  1. The promotion period of this Promotion is from August 22, 2024 to September 30, 2024 (both dates inclusive) (the “Promotion Period”).
  2. China Construction Bank (Asia) Corporation Limited (the “Bank”) reserves the right to vary, suspend and terminate the Promotion and to vary or modify any of these Terms and Conditions from time to time without prior notice. In case of disputes, the decision of the Bank shall be final and binding.
  3. The Promotion is only applicable to Personal Banking customers of the Bank (“The Promotion Eligible Customer(s)”), but not applicable to the corporate customers, Commercial Banking customers and Capital Investment Entrant Scheme customers of the Bank.
  4. The relevant interest rates are for reference only and will be subject to the rates quoted by the Bank in e-Channels from time to time.
  5. The Promotion is not applicable to Foreign Currency Time Deposit renewals, including Renewal (Principal and Interest), Renewal (Renew Principal Only), Renewal (Change Principal Amount) and Renewal (Change Tenor).
  6. “New Funds” refers to the incremental balance when comparing the latest Total Deposit Balance with the Total Deposit Balance of last month end (if applicable):
    1. Total Deposit Balance refers to the balance of all deposit accounts, including Savings Accounts and/or Current Accounts and Time Deposits of Hong Kong Dollar and foreign currencies (whether accounts in sole name or joint name).
    2. New Funds do not include any fund transfer from any accounts of the Bank, which means excluding but not limited to (i) deposits of cashier’s order / cheques issued by the Bank nor (ii) transfers / remittances from any bank accounts (including bank accounts of Eligible Customer or others) of the Bank.
    3. The Bank reserves the right of final decision should there be any dispute in the definition of New Funds.
  7. Any withdrawal or partial withdrawal of a time deposit prior to maturity of the foreign currencies time deposit without sufficient prior notice shall only be permitted at the discretion of the Bank. The Bank may levy a charge and/or forfeit the interest accrued on the foreign currencies deposit in whole or in part in such instances.
  8. If the maturity date of the time deposit period falls on a day which is not a Business Day (as defined below), the maturity date of the time deposit and / or the automatic roll-over instruction of the time deposit will be deferred to the following Business Day without prior notice. The Bank will not be responsible to any person for the deferral of the time deposit maturity date and/or the automatic roll-over instruction. “Business Day" means a day on which the Bank is open for business in Hong Kong, but excluding Saturdays, Sundays, public holidays and the day which the Bank is unable to open for business due to extreme weather or sudden event.
  9. If there is any inconsistency between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.
Risk Disclosure

Exchange Rate Risk
Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market force may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and price linked to such rates, may rise or fall rapidly. The fluctuations in the exchange rate of a foreign currency may result in losses in the event that you convert HKD to any foreign currency or vice versa.