Important Tip!
Remember to opt-in for email notifications under 'Marketing Options', to receive instructions via email for time deposit placement of this promotion.
Open account via e-Account Service
Complete simple tasks and enjoy preferential interest rate!
HKD 1-Month Preferential Time Deposit Interest Rate of 6.18% p.a.
From now to February 16, 2025, eligible new customers who
open an account through “e-Account Service” and complete simple tasks
by designated dates can enjoy preferential time deposit interest rate without the needs
of going to branches!
Complete Simple Tasks
Open an account via e-Account Service
Open a Securities Account via Online Banking/Mobile Banking
Deposit funds of HKD $100,000 or above
Enjoy Preferential Interest Rate of
p.a. HKD 1-month preferential time deposit interest rate
Notes:
- For eligible customers depositing HKD $100,000 or above, the first HKD $100,000 (fixed amount) of the deposit will be entitled to the preferential interest rate of 6.18% p.a..
- The offer is limited by quota and is available on a first-come-first-served basis while quota lasts. The offer is bound by terms and conditions. For details, please refer to the relevant terms and conditions or contact our staff.
4 Simple Steps to
unlock Preferential Interest Rate!
unlock Preferential Interest Rate!
Open an Account via CCB (Asia)'s e-Account Service
Task Completion Period
January 2 to February 16, 2025
January 2 to February 16, 2025
Click here or scan the QR code
below to download the CCB (HK&MO) App
and open an account via the "e-Account Service"!
and open an account via the "e-Account Service"!
After downloading the CCB (HK&MO) App, click
on:
“e-Account Service” > “Start account application"
“e-Account Service” > “Start account application"
Important Tip!
Remember to opt-in for email notifications under 'Marketing Options', to receive instructions via email for time deposit placement of this promotion.
Application Tip (1):
When applying, be reminded to select all types of accounts available: Multi-currency Statement Savings Account, HKD Statement Savings Account, and Time Deposit Account.
When applying, be reminded to select all types of accounts available: Multi-currency Statement Savings Account, HKD Statement Savings Account, and Time Deposit Account.
Important Tip!
Remember to opt-in for email notifications under 'Marketing Options', to receive instructions via email for time deposit placement of this promotion.
Application Tip (2):
Eligible customers who complete designated tasks will be notified via email or other means. Therefore, under " Marketing Preference," choose to receive communications by phone call, phone message, and email etc.
Eligible customers who complete designated tasks will be notified via email or other means. Therefore, under " Marketing Preference," choose to receive communications by phone call, phone message, and email etc.
Important Tip!
Remember to opt-in for email notifications under 'Marketing Options', to receive instructions via email for time deposit placement of this promotion.
Upon successfully submitting your application,
click “Yes” to open an investment account, and we will send a letter with a
verification code to your registered address within 7 working days.
Open a Securities Account via Online Banking/Mobile Banking
Task Completion Period
January 2 to March 2, 2025
January 2 to March 2, 2025
After receiving the verification code letter, log into the CCB (HK&MO) App,
then click on “+” icon under “Menu”> “e-Account Service” > “Residential
Address Verification” and enter the verification code from the letter to
complete the verification.
After completing the residential address verification, click on "Investment
Account Opening" > “Securities Trading" > Complete the relevant application
After completing the residential address verification, click on "Investment
Account Opening" > “Securities Trading" > Complete the relevant application
Deposit funds of HKD $100,000 or above
Task Completion Period
January 2 to March 2, 2025
January 2 to March 2, 2025
Deposit HKD $100,000 or above into the designated account via
channels such as "FPS" (Faster Payment System) or ATMs in order to place a time deposit
Call to place a Time Deposit based on notification email instructions
After completing the above 3 tasks, you will receive an email notification within 5 working
days.
Follow the instructions in the email notification to call the designated hotline and
complete the HK$100,000 Time Deposit placement to enjoy a HKD 1-Month Preferential Time Deposit
Interest Rate p.a.!
p.a.!
Share : 
Enquiry Hotline: (852) 2903 8308
Don't be tempted by quick money. Don't lend your bank account to anyone to launder money.
Terms & Conditions
Terms and Conditions for New Personal Banking Customer Time Deposit Promotion (“Program”)
A. General Terms and Conditions
B. Offer Details
A. General Terms and Conditions
-
1.The promotion period of the Program is from January 2, 2025 – February 16, 2025, both dates inclusive (“Promotion Period”).
-
2.The Promotion is only applicable to new “WISE BANKING” customers and general personal banking customers of China Construction Bank (Asia) Corporation Limited (the “Bank”) within the Promotion Period and have not maintained any accounts in sole name or joint name and used any banking products or services (excluding credit card account) of the Bank in the past 12 months before the date of joining this Program, i.e., between January 2, 2024, and January 1, 2025, inclusive of both dates ("Eligible Customers"). The Promotion is not applicable to Private Banking customers, Commercial Banking customers, corporate customers and Capital Investment Entrant Scheme customers, “PRIVATE WEALTH”, “PREMIER BANKING” personal banking customers of the Bank and the customers who maintain a Wealth Management Connect “Southbound Scheme” account with the Bank (regardless of the customers opened the “Southbound Scheme” account before/during the Promotion Period or at the time of receipt of Offer), and is not applicable to the staff and the staff of the subsidiary companies of China Construction Bank. This Promotion is only applicable to customers registered with a Hong Kong address. The Bank reserves the right to determine the eligibility of the customers for this Promotion.
-
3.Eligible Customers will be entitled to the offer as specified under Section B (“Offer”) for only once; for joint accounts, only the primary account holders will be entitled to the Offer and qualified as Eligible Customers. The Offer is limited by quota and are available on a first-come-first-served basis (based on the date on which the Eligible Customer completes all tasks outlined in Part B) while quota lasts.
-
4.If an Eligible Customer is also entitled to other promotional offers for or relating to the same account, product or service, the Bank reserves the right to provide only one offer to the Eligible Customer.
-
5.If an Eligible Customer terminates or cancels any of the relevant services in respect of which offers would be awarded or no longer holds any Savings or Checking account with the Bank before or at the time of receiving the relevant Offers, he/ she will be disqualified.
-
6.The Bank reserves the rights to suspend, modify or terminate any of the offer(s) or the Program and change these Terms and Conditions at any time.
-
7.Eligible Customers are also bound by the terms and conditions for the relevant banking products and services. Please refer to the relevant promotional materials, visit the official website of the Bank or contact our staff for details.
-
8.In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail. In case of dispute, the decision of the Bank shall be final and conclusive.
B. Offer Details
-
9.Eligible Customers are required to complete the following designated tasks by specified dates:
Task
Task Completion Date
(Both Dates Inclusive)a. Successfully open all of the following accounts through CCB (Asia)'s "e-Account Service" including (i) Multi-Currency Statement Savings Account, (ii) HKD Statement Savings Account, and (iii) Time Deposit Account.
January 2 to
February 16, 2025b. Through CCB (Asia)'s Online Banking / Mobile Banking successfully complete "Residential Address Confirmation" verification and apply for a securities account.
January 2 to
March 2, 2025c. Deposit HKD $100,000 or above into the newly established HKD Statement Savings Account.
January 2 to
March 2, 2025 -
10.The first 1,500 Eligible Customers who meet all the requirements listed in clause 9 (“Eligible Customers who have completed the tasks”) above can enjoy the following preferential interest rate offer (“Offer”). The Offer is available on a first-come-first-served basis while quota lasts.
Time Deposit Amount
Time Deposit Interest Rate
HKD $100,000
(Fixed Amount)Preferential Interest Rate for 1-Month HKD Time Deposit:
6.18% p.a.
-
11.
Eligible customers who have completed the tasks will receive an email notification within 5 working days from the day of task completion or by March 10, 2025, whichever is earlier, and they are required to call the designated bank hotline (as stated in the email notification) to set up a time deposit by March 17, 2025, in order to be entitled to the Offer as listed in in clause 10.
To ensure that the notification of task completion can be successfully delivered, the customer should explicitly choose to receive marketing communications from the Bank at the time of account opening, including phone call, email, and phone message (etc.).
Risk Disclosure
Investment involves risks. The prices of investment products fluctuate, sometimes dramatically, and may become valueless. Investment products are not equivalent to or alternative of time deposits. They are not protected deposits, and are not protected by the Deposit Protection Scheme in Hong Kong. Some investment products may involve derivatives. Certain investment products may not be available in all jurisdictions and/or may be subject to restrictions. The investment decision is yours, but you should not invest in an investment product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. Investors should not invest based on this promotion material alone. Before making any investment decision, customers should consult their own independent professional financial, tax or legal advisors and read the relevant offering documents for further details including the risk factors in order to ensure that they fully understand the risks associated with the investment products. The information is not an investment advice and does not constitute any offer or solicitation to offer or recommendation of any investment product.
Currency Exchange
Currency exchange involves bid-ask spread.
Exchange Rate Risk
Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market force may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and price linked to such rates, may rise or fall rapidly. The fluctuations in the exchange rate of a foreign currency may result in losses in the event that you convert HKD to any foreign currency or vice versa.
Securities Trading
It is as likely that losses will be incurred rather than profits made as a result of buying and selling securities.
Securities Margin Trading
If a client maintains a margin account with the Bank, the risk of loss in financing a transaction by deposit of collateral is significant. The client may sustain losses in excess of the client’s cash and any other assets deposited as collateral with the Bank. Market conditions may make it impossible to execute contingent orders, such as “stop-loss” or “stop-limit” orders. The client may be called upon at short notice to make additional margin deposits or interest payment. If the required margin deposits or interest payments are not made within the prescribed time, the client’s securities collateral may be liquidated without the client’s consent. Moreover, the client will remain liable for any resulting deficit in the client’s account and interest charged on the client’s account. The client should therefore carefully consider whether such a financing arrangement is suitable in light of the client’s own financial position and investment objectives.
Online Investment Trading Services
Due to unpredictable network traffic congestion and other reasons, the Internet and other electronic media may not be reliable media of communication and transactions conducted over the Internet and via other electronic media are subject to: (i) possible failure or delay in the transmission and receipt of instructions for any or all transactions in investment products or other information, and (ii) possible failure or delay of execution or execution at prices different from those prevailing at the time when your instructions were given. There are risks associated with the online investment trading system, including the failure of hardware and/or software, and the result of any such system failure may be that your orders are either not executed according to your instructions or are not executed at all. There are risks of interruption, distortion, omission, blackout or interception during the transmission of instructions for any or all transactions in investment products, as well as of any misunderstanding or errors in communication.
Disclaimer
This promotion material is intended to be distributed in the Hong Kong Special Administrative Region (“Hong Kong”) for reference only, and shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any investment product in or outside Hong Kong. The promotion materials are issued by China Construction Bank (Asia) Corporation Limited which is a licensed bank regulated by the Hong Kong Monetary Authority, an approved insurance agent under the Insurance Ordinance (Chapter 41, Laws of Hong Kong) and a Registered Institution (CE No. AAC155) under the Securities and Futures Ordinance to carry on Type 1 (Dealing in Securities) and Type 4 (Advising on Securities) Regulated Activities. This promotion material has not been reviewed by any regulatory authorities in Hong Kong.
Investment involves risks. The prices of investment products fluctuate, sometimes dramatically, and may become valueless. Investment products are not equivalent to or alternative of time deposits. They are not protected deposits, and are not protected by the Deposit Protection Scheme in Hong Kong. Some investment products may involve derivatives. Certain investment products may not be available in all jurisdictions and/or may be subject to restrictions. The investment decision is yours, but you should not invest in an investment product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. Investors should not invest based on this promotion material alone. Before making any investment decision, customers should consult their own independent professional financial, tax or legal advisors and read the relevant offering documents for further details including the risk factors in order to ensure that they fully understand the risks associated with the investment products. The information is not an investment advice and does not constitute any offer or solicitation to offer or recommendation of any investment product.
Currency Exchange
Currency exchange involves bid-ask spread.
Exchange Rate Risk
Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market force may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and price linked to such rates, may rise or fall rapidly. The fluctuations in the exchange rate of a foreign currency may result in losses in the event that you convert HKD to any foreign currency or vice versa.
Securities Trading
It is as likely that losses will be incurred rather than profits made as a result of buying and selling securities.
Securities Margin Trading
If a client maintains a margin account with the Bank, the risk of loss in financing a transaction by deposit of collateral is significant. The client may sustain losses in excess of the client’s cash and any other assets deposited as collateral with the Bank. Market conditions may make it impossible to execute contingent orders, such as “stop-loss” or “stop-limit” orders. The client may be called upon at short notice to make additional margin deposits or interest payment. If the required margin deposits or interest payments are not made within the prescribed time, the client’s securities collateral may be liquidated without the client’s consent. Moreover, the client will remain liable for any resulting deficit in the client’s account and interest charged on the client’s account. The client should therefore carefully consider whether such a financing arrangement is suitable in light of the client’s own financial position and investment objectives.
Online Investment Trading Services
Due to unpredictable network traffic congestion and other reasons, the Internet and other electronic media may not be reliable media of communication and transactions conducted over the Internet and via other electronic media are subject to: (i) possible failure or delay in the transmission and receipt of instructions for any or all transactions in investment products or other information, and (ii) possible failure or delay of execution or execution at prices different from those prevailing at the time when your instructions were given. There are risks associated with the online investment trading system, including the failure of hardware and/or software, and the result of any such system failure may be that your orders are either not executed according to your instructions or are not executed at all. There are risks of interruption, distortion, omission, blackout or interception during the transmission of instructions for any or all transactions in investment products, as well as of any misunderstanding or errors in communication.
Disclaimer
This promotion material is intended to be distributed in the Hong Kong Special Administrative Region (“Hong Kong”) for reference only, and shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any investment product in or outside Hong Kong. The promotion materials are issued by China Construction Bank (Asia) Corporation Limited which is a licensed bank regulated by the Hong Kong Monetary Authority, an approved insurance agent under the Insurance Ordinance (Chapter 41, Laws of Hong Kong) and a Registered Institution (CE No. AAC155) under the Securities and Futures Ordinance to carry on Type 1 (Dealing in Securities) and Type 4 (Advising on Securities) Regulated Activities. This promotion material has not been reviewed by any regulatory authorities in Hong Kong.
