Faster Payment System
Mobile Banking on hand
Fund Transfer without any boundary
Pay or get paid? Complete fund transfer at your fingertips. You may save your time in exchanging bank account information or visit to branches and ATMs. Simply use Faster Payment System (FPS) to pay or get paid in just a few taps. Set up now with ease!
Key Features
- ✔7 x 24 real time HKD and RMB fund transfer1 without service charge
- ✔Addressing Service registration and real-time fund transfer can be completed simply using mobile number or email address
- ✔QR Code Services allow you to scan payee’s QR code to make payment without entering payee’s information. You can also generate your own QR code using Mobile Banking to capture payment or fund transfer
- ✔Instant notification after any successful fund transfer to unregistered account2
- ✔Electronic direct-debit authorization (eDDA) set up (autopay setup) via Online Banking and Mobile Banking
Benefits
- ✔Simple steps to complete fund transfer anytime anywhere
- ✔Bank account information is not required for fund transfer
- ✔Transaction notification enabled and end-to-end encryption to keep transaction secure
- ✔Reduce paperwork and cheque issuance
Bill payments made easy
- ✔Easy: Scan and pay
- ✔Fast: Payment details captured automatically
- ✔Convenient: Anytime, anywhere
Demonstration of FPS
1. Fund Transfer Setting
Step 1
Logon your mobile banking account and select “Transfer/Payment”. Tap the Setting button to set up personalized services.
Step 2
Select “Small-Value Fund Transfer Settings”.
Step 3
Select "Register". Turn on "Small-Value Fund Transfer Settings" and fill in the Daily Transfer Limit. Tap "Next". Please enter the One-Time Password (OTP) which will be sent to your registered mobile number. Tap "Confirm" to complete the setting.
Step 4
Select "FPS Setting" under "Transfer/FPS Setting & Query" to activate the Addressing Service. Turn on the relevant functions and choose the Linked Account. Tap "Next" to proceed.
Step 5
Please enter the One-Time Password (OTP) which will be sent to your registered mobile number. Review and confirm the selected instruction. Please also read and accept the Terms & Conditions for Faster Payment System. Tap "Confirm" to complete the setting.
Step 6
Your instruction has been successfully executed. You can now enjoy the Fast Payment Transfer service.
2. How to complete Fund Transfer
Step 1
Logon your Mobile Banking account & tap "Transfer via FPS".
Step 2
Select an account under “From Account”
Step 3
Select payee under “New Payee”, “Recent Payee”, “Registered CCB (Asia) Account” or “Registered Other Local Bank Account”.
Step 4
Review the accounts (From account and To account). Tap “Confirm” to proceed.
Step 5
Fill in “Transfer Amount” and “Message to Recipient”
Step 6
Read and accept the Terms and Conditions for fund transfer instruction. Tap "Confirm" to proceed
Step 7
Transaction completed. You will receive a confirmation email and SMS for record.
3. Set up FPS with HKID number addressing
Step 1
Logon your mobile banking account and select “Transfer/Payment”. Tap the Setting button to set up personalized services.
Step 2
Tap on “FPS Settings” , then tap on “HKID Number”
Step 3
Active “HKID Number” button and select the Linked account, then tab “Next”.
Step 4
Tap “Confirm” after input the One-Time Password which sent to your registered mobile phone number.
Step 5
Review and confirm the selected instruction. Please also read and accept the Terms & Conditions for faster payment system. Tap "confirm" to complete the setting.
Step 6
Instruction has been completed.
4. Cancel FPS with HKID number addressing
Step 1
Logon your mobile banking account and select “Transfer/Payment”. Tap the Setting button to set up personalized services.
Step 2
Tap on “FPS Settings” , then tap on “HKID Number”
Step 3
Deactivate “HKID Number” button, then tab “Next”.
Step 4
Instruction has been completed.