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e-Account Service at your fingertips! Terms and Conditions apply.
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Online Banking
Control your finances
with 24x7 online services
Stay on top of your finances whenever you want to by banking online with us. Efficiently manage your assets through our simple and convenient website, while our enhanced security measures ensure that your experience with us remains safe and secure.
Online Banking Promotion
Online Brokerage Fee
as low as0.18% per transaction
Save Up To 50%
Mutual Fund
Initial Charge as low as 2.75%
Save 30%
FX Linked Deposit
Higher Interest Rate
Gold Trading Price
Free
Real-Time Stock
Free
Securities Research
Free
Features
User Guides
Personal Finance
- Setup eStatement
- Time Deposit
- Place Instruction
- Enquire/Update the Maturity Instruction
Transfer and Payment
- Faster Payment System (FPS)
- FPS Transfer Setting
- FPS Fund Transfer
- Bill Payment
Investment Services
More Information
- FX Linked Deposit is a structured product involving derivatives. Some mutual funds may involve derivatives. The investment decision is yours but you should not invest in an investment product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
- Investment products including FX Linked Deposit and Gold Trading are not equivalent to or alternatives of time deposits. They are not protected deposits, and are not protected by the Deposit Protection Scheme in Hong Kong. Investment products are not principal-protected except that some FX Linked Deposits are principal-protected conditionally.
- The above products and services are bound by the related terms and conditions. Please contact our staff for details.
- Risk Disclosure
Investment involves risks. The prices of investment products fluctuate, sometimes dramatically, and may become valueless. Before making any investment decision, customers are encouraged to consult their own independent financial advisors and read the relevant offering documents for further details including the risk factors in order to ensure that they fully understand the risks associated with the investment products. - FX Linked Deposit
The return on an FX Linked Deposit is limited to the nominal interest payable, which will be dependent, to at least some extent, on movements in some specified currency exchange rate. Whilst the possible return may be higher than conventional time deposits, it is normally associated with higher risks. When the fluctuation of the currency exchange rates differs from what the customer expects, the customer may have to bear the consequential loss. The relative losses may reduce the return and the principal amount of the FX Linked Deposit which the customer may get back. Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market force may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and price linked to such rates, may rise or fall rapidly. - Mutual Fund Investment
The past performance of a mutual fund is not a guide to its future performance and yields are not guaranteed. Customers could lose some or all of the principal amount invested. Funds are not obligations of, or guaranteed by, the Bank or any of its affiliates. The Bank will normally be paid a commission or rebate by the fund manager. - Securities Trading
It is as likely that losses will be incurred rather than profits made as a result of buying and selling securities. - Gold Trading
The gold market is volatile and a loss may be incurred from trading gold. Gold does not bear interest. A customer's purchase of gold for the account does not represent a purchase of physical gold or a deposit of money. Customers will not have any interest in any gold owned or held by the Bank, or be entitled to physical delivery of gold. Although investment may bring about profit opportunities, each kind of investment tool comes with its own risks. Due to the fluctuating nature of the gold market, the gold price may rise or fall beyond customers' expectations and the losses may substantially reduce customers' capital invested and earnings (if any). Customers' investments in Gold Trading are subject to the credit risk of the Bank. Before making any investment decision, customers should assess their own willingness and ability to bear risks and seek advice from independent financial advisors. Gold Trading (the "Scheme") has been authorized by the Securities and Futures Commission ("SFC"). The SFC's authorization of the Scheme is not an endorsement or recommendation of the Scheme nor does it guarantee the commercial merits of the Scheme or its performance. It does not mean the Scheme is suitable for all investors nor it is an endorsement of its suitability for any particular investor or class of investors. - Disclaimer
This webpage does not constitute advice to buy or sell, or an offer with respect to any investment products. Any offer, invitation or recommendation to any customers to enter into any investment transaction does not constitute any prediction of likely future movements in prices of any investment products. This webpage is issued by China Construction Bank (Asia) Corporation Limited, and has not been reviewed by the SFC or any other regulatory authorities in Hong Kong.