CCB e-CNY Privileged Experience
Cross-Border Travel Has Never Been Easier!
Register Now for e-CNY Wallet to Enjoy Red Packets with a Total Value of ¥140



With your mobile phone in hand, you can experience the convenience of digital payment in Hong Kong and across pilot regions in the mainland. Simply register for CCB’s e-CNY Wallet to enjoy the convenience of “Instant Top-up” and smoother payment experience!
From now until March 31, 2025, the first 1,000 bank or credit card customers of CCB (Asia) who successfully register for the CCB e-CNY Wallet with their Hong Kong mobile number via CCB (Asia) Mobile Banking and open CCB e-CNY Wallet can receive Red Packets with a total value of ¥140, which can be spend at selected merchants in Guangdong!
What’s more, you can experience the convenience of digital payment in the mainland by spending via e-CNY Wallet with FPS or add the CCB (Asia) Credit Card for payment.




Use the Red Packets at the following Selected Merchants:
List of Designated MerchantsValidity Period of Red Packet: until March 31, 2025







experience in the mainland


bank account is NOT Required

- Customers who register for the e-CNY promotion must:
- Be an existing customer of China Construction Bank (Asia) Corporation Limited (“CCB(Asia)” or “Bank”) who successfully registered for the mobile banking service of CCB(Asia) (“Mobile Banking Service”); and
- have successfully opened an e-CNY Wallet with CCB with a Hong Kong mobile number starting with the area code “+852”; and
- the mobile number registered for the Mobile Banking Service must be the same as the mobile number used for opening the CCB Wallet
- The e-CNY Promotion is only applicable to eligible customers who successfully register via the CCB (HK&MO) Mobile App within the promotion period. The registration record of the Bank shall prevail. Upon successful registration, eligible customers need to also register as users of e-CNY with the same registered mobile number and set up CCB e-CNY Wallet to redeem Red Packets.
- Regarding spending with the Red Packets: The Bank will only return the consumed Red Packets upon consent received from the merchant for the means of a full refund or partial refund. The remaining balance for the spending will be refunded to the e-CNY Wallet. If the refund request is made after the promotion period, due to invalidity of the Red Packets and according the related terms and conditions, the related Red Packets will be considered void and cannot be returned by any means.
- If a customer cancels or closes his/her registered CCB e-CNY Wallet during the promotion period, he/she will be deemed as agreeing to forfeit his/her Red Packets. Any unused Red Packets will be considered void. Any unused and/or invalidated Red Packets will not be disbursed after reopening a Wallet.
- Customers acknowledge, agree and authorise CCB (Asia) to collect and transmit their registered mobile number to CCB and the issuer of e-CNY (the PBOC) for the purposes of processing and disbursing the Red Packet into your CCB Wallet. Other terms and conditions as CCB (Asia) may specify from time to time in relation to the disclosure, use and transmission of personal information shall also continue to apply.
- CCB (Asia) is not the issuer of Red Packets and assumes no responsibility whatsoever for any aspect relating to the Red Packets consumption. For any queries or problems encountered when using Red Packets, please call the CCB (Asia) customer hotline at+852 2779 5533 or the CCB customer hotline at +86 10 95533.
- Customers can use their e-CNY wallet at merchants that support e-CNY payment.
The promotion is subject to terms and conditions. For details, please refer to the terms and conditions or contact our bank staff.
To borrow or not to borrow? Borrow only if you can repay!