Credit Card Electronic Fund Transfer Frequently Asked Questions
Q1: |
Credit Card Electronic Fund Transfer? |
A1: |
3.8% handling fee will apply to the transferred amount (Minimum HKD40), there is also a reminder at the transfer page. |
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Q2: |
Can I Earn Credit Card Bonus Points for Credit Card Electronic Fund Transfer? |
A2: |
Such transfers are not eligible for credit card bonus points, there is also a reminder at the transfer page. |
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Q3: |
How to set up Credit Card Electronic Fund Transfer? |
A3: |
Cardmembers may set up through online banking or mobile banking with their CCB (Asia) Credit Cards, steps are as follow:
Steps :After login online banking or mobile banking, go to “Payments/Transfers” then “FPS/Local Bank Transfer”, Select “From Account”, Select “New Payee”, Select “Transfer Method”, Select “Accounts”, Select “New Payee”, Select “Transfer Method”.
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Q4: |
How to adjust daily transfer limit through Mobile Banking / Online Banking Transfer Limit Setting? |
A4: |
Steps:After login Mobile Banking, at top left corner select ‘Security Center’ then select ‘Transaction Limit Setting’, Select ‘Fund Transfer’, Select ‘Unregistered Accounts with CCB (Asia) and Other Local Banks’, Select ‘Daily Limit’ and, Input ‘Mobile Token Password’ to confirm. |
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Q5: |
How to set up Fund Transfer Setting? |
A5: |
Taking Mobile Banking “Small-Value Fund Transfer Settings” for example, logon mobile banking account and select “Transfer/Payment”. Tap the Setting button to set up personalized services, Select “Small-Value Fund Transfer Settings”, Select "Register". Turn on "Small-Value Fund Transfer Settings" and fill in the Daily Transfer Limit. Tap "Next". Please enter the One-Time Password (OTP) which will be sent to your registered mobile number. Tap "Confirm" to complete the setting.
Online Banking, logon online banking and select “Small-Value Fund Transfer Settings” under the section of “Transfer/Remit” then follow the guide. |
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Q6: |
Are there any daily limits for Credit Card Electronic Fund Transfer? |
A6: |
The Services are bound by the credit card available credit limit, the Bank’s daily limits for funds transfer, including Small-Value Fund Transfer Service (include transfer within the Bank and other banks in Hong Kong), Transfer to unregistered accounts (include transfer within the Bank and other banks in Hong Kong) and ‘Transfer to registered accounts (include transfer within the Bank and other banks in Hong Kong)’. For the daily limit of each transfer type, please refer to the Bank’s webpage > Home > e-Banking > Frequently Asked Questions > Frequently Asked Questions (Online Banking). |
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Q7: |
The eligibility of Credit Card Electronic Fund Transfer? |
A7: |
The account status of Cardmembers’ existing Card account(s) must be valid and in good standing at the time of transfer.
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To borrow or not to borrow? Borrow only if you can repay!