Your Journey, Our Reward! Privilege Continuity

Enjoy up to 6% Cash Rebate on Overseas Spending

建行（亞洲）信用卡
From September to October, ‘Your Journey, Our Reward!’ is still here for you.
Whether you are planning a trip or shopping online for international brands,
you can earn up to 6% cash rebate2 upon accumulating the designated amount of eligible overseas retail spending1!
Login CCB (Asia) Mobile Banking NOW to register!
Quota applies and on a first-come-first-served basis.
Promotion Period: September 1, 2026 to October 31, 2026
Offer 1: Overseas Spend and Rewards
Accumulated eligible overseas retail spending1 Rewarded cash rebate2
HK$4,000 – HK$7,999 4%
HK$8,000 or above
Enjoy up to HK$500 cash rebate！
Offer 2: UnionPay Credit Card
Exclusive Privileges
Enjoy an extra HK$100 cash rebate upon accumulating eligible overseas retail spending1 of HK10,000 or more with your CCB (Asia) UnionPay Credit Card, and enjoy HK$0 handling fee waiver for overseas spending (save 1.95%).
Earn up to HK$600 cash rebate in total!
Registration Period: 10:00 a.m. of September 1, 2026 to 11:59 p.m. of October 31, 2026
Remarks:
  1. Eligible overseas spending includes retail transactions made outside Hong Kong and online transactions with original sales slip or official payment record conducted in currency other than Hong Kong Dollars. Eligible overseas spending only includes transaction with a net spending amount of HK$300 or above.
  2. To be eligible for the cash rebate, you must be the first 4,000 Cardmembers who have successfully registered during the registration period, and accumulated eligible overseas spending upon achieving the spending requirement. The registration is on a first-come-first-served basis.
  3. During the promotion period, the maximum cash rebate awarded for each customer is HK$500 under Offer 1 and HK$100 under Offer 2, for a total maximum cash rebate of $600.
Registration Method
ccba app

Login CCB (Asia)
Mobile Banking

>
Credit Card

Tap “Credit Card/Loan”
in the bottom bar

>
Rewards Registration

On Credit Card page, scroll down to “Selected Offers” and tap “Rewards Registration” banner, then tap “Your Journey, Our Reward! Rewards Program” to register

Don’t have CCB (HK&MO) Mobile App? Search “CCB Asia” to download now

After downloaded, you can register/ activate your mobile banking

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Terms & Conditions
Terms and Conditions of CCB (Asia) Credit Card Your Journey, Our Reward! - Privilege Continuity Rewards Program ("Program"):
  1. The promotion period is from September 1, 2026 to October 31, 2026 (both dates inclusive) (“Promotion Period”).
  2. The Program is only applicable to principal cardmembers ("Principal Cardmember(s)" or "you") of credit cards (except Business Card) ("Eligible Card(s)") issued by China Construction Bank (Asia) Corporation Limited (the "Bank", "we", "us" or "our").
  3. You must register for the Program. Registration must be made during the registration period as stated in clause 4 below at CCB (HK&MO) Mobile App (Login CCB (Asia) Mobile Banking > Tap “Credit Card / Loan” in the bottom bar > Scroll down to “Featured Offers” and tap “Rewards Registration” banner and tap this Program to register). If you have more than one Cards, registration of one of your Cards will automatically register all of other Cards under your name. If you have made the transactions with various Eligible Card(s), eligible overseas spending (“Eligible Overseas Spending” as defined in clause 7 below) amount will be combined and counted cumulatively. 
  4. The registration period is from Hong Kong Time 10:00 a.m. of September 1, 2026 to 11:59 p.m. of October 31, 2026 (“Registration Period”).
  5. You must be the first 4,000 Cardmembers who have successfully registered during the Registration Period. The registration is on a first-come-first-served basis. No registration will be accepted outside the Registration Period. All registration records shall be based on the Bank's system. You will receive a registration reference number upon successful registration.
  6. During the promotion period, you will be entitled to the following offer by accumulating Eligible Overseas Spending:
    Offer 1: You can enjoy 4% cash rebate for accumulative Eligible Overseas Spending of HK$4,000 – HK$7,999 or 6% cash rebate for accumulative Eligible Overseas Spending of HK$8,000 or above with your Eligible Cards. For each Principal Cardmember, the maximum cash rebate awarded for the entire Promotion Period is HK$500.
    Offer 2: You can enjoy $100 cash rebate for accumulative Eligible Overseas Spending of HK$10,000 or above with your CCB (Asia) UnionPay Credit Card. For each Principal Cardmember, the maximum cash rebate awarded for the entire Promotion Period is HK$100.
    For each Principal Cardmember, the total maximum cash rebate awarded for the entire Promotion Period is HK$600.
  7. Eligible Overseas Spending includes retail transactions made overseas and online transactions with original sales slips or official payment records in currencies other than in Hong Kong Dollars. Eligible Overseas Spending includes only a single transaction of HK$300 or above. For all overseas transactions made with Visa or Mastercard, transactions effected in a currency other than Hong Kong Dollars are converted from the transaction currency into Hong Kong Dollars and will be charged to the card account based on the exchange rate adopted by Visa or Mastercard (as applicable) on the date of conversion. Additionally, these transactions are subject to a foreign currency conversion fee (representing the charge imposed by Visa or Mastercard on the card issuer), and an overseas transaction fee, as specified in the Fee Schedule. For UnionPay Dual Currency Credit Card transactions, except for transactions effected in RMB and processed in Mainland China, all transactions in currencies other than HKD (including RMB transactions processed outside Mainland China, including without limitation, Hong Kong or Macau, are converted into HKD and charged to the HKD account based on UnionPay’s prevailing exchange rate on the conversion date. You agree to accept the relevant exchange rates as quoted from time to time without dispute.
  8. The following spending will not be qualified as Eligible Overseas Spending under this program, transactions made within the Promotion Period but not posted on or before November 15, 2026, fund transfer, balance transfers, installment loans, all interest free installment transactions, payment for insurance policies issued by insurance companies, payment made by electronic wallet (including but not limited to AlipayHK, Alipay, WeChat Pay HK, WeChat Pay, PayMe) transactions/ top-up/ fund transfer, autopay transactions, all Octopus reloading (include Octopus reloading via electronic wallet), RentSmart transactions, interest-free advance cash out program, bill payment, wire transfers, betting and gambling transactions, recurring transactions, charity donations, phone/fax/mail order, tax payment, fees and charges made or incurred (whether in relation to the Card account(s) or otherwise) and any transactions that have been cancelled or refunded, such other categories as we may determine at our sole discretion from time to time, or which we otherwise decide are not eligible.
  9. Spending by supplementary Cardmember(s) of the Eligible Card(s) during the Promotion Period will be treated as made by principal Cardmember(s) of the Eligible Card(s) for the purpose of the Program. 
  10. The cash rebate will be credited to your Eligible Card account with the highest net spending amount of Eligible Overseas Spending in our records on or before January 31, 2027. Cash rebate can only be applied against outstanding balance in Card account statement. Cash rebate cannot be converted into cash, and/or withdrawn as cash and is not transferable.
  11. In the event that the designated Eligible Card is cancelled, any account balance consisting of Cash Rebate amount awarded under this Program shall be deemed forfeited and will not be refunded.
  12. Our records of your cash rebate earned under the Program and all our decisions regarding cash rebate shall be final and binding upon you. 
  13. Your eligibility for the Program is subject to our checking on your Card account status and your Card account(s) remaining valid and in good standing (as determined at our discretion) throughout the Promotion Period and at the time when the cash rebate is given. If cash rebate has been credited to a Card account and there is a subsequent reversal of any transaction(s) in respect of which the cash rebate was awarded, the Bank reserves the rights to debit the cash rebate that has been credited into the Card account(s). 
  14. You have to keep all original sales slips or official payment records of the Eligible Overseas Transactions. In case of dispute, we may ask you to provide these slips, records, and/or further evidence for inspection. 
  15. We reserve the right to vary the Program and/or these Terms and Conditions, or to replace, cancel or withdraw the Program, at our discretion at any time without giving you prior notice. 
  16. We retain the final decision in any differences or disputes under the Program, and shall not be responsible or liable for any claims or liability resulting from any Cardmember's participation in the Program howsoever suffered or incurred. 
  17. In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail.