4% Cash Rebate for Mainland China and Overseas Spending
Calling all travel lovers! No matter where your destination is, you can get a 4% Cash Rebate by spending with your CCB (Asia) Credit Card1 and making eligible foreign currency purchases2! You can enjoy up to HKD300 Cash Rebate in each phase, and a maximum of HKD1,200 Cash Rebate during the entire promotion period. No minimum spending requirement, enjoy your every trip and get the most out of it.
Calling all travel lovers! No matter where your destination is, you can get a 4% Cash Rebate by spending with your CCB (Asia) Credit Card1 and making eligible foreign currency purchases2! You can enjoy up to HKD300 Cash Rebate in each phase, and a maximum of HKD1,200 Cash Rebate during the entire promotion period. No minimum spending requirement, enjoy your every trip and get the most out of it.
October 25, 2024 – February 28, 2025
October 25 – November 30, 2024
December 1 – December 31, 2024
January 1 – January 31, 2025
February 1 – February 28, 2025
Registration Period3: 10 a.m. on October 25, 2024 to
11:59 p.m. on February 28, 2025
11:59 p.m. on February 28, 2025
Please login CCB (Asia) Mobile Banking now to register!
(Quota applies, and on a
first-come-first-served basis)
first-come-first-served basis)
How to Register
Login CCB (Asia)
Mobile Banking
Tap “Credit Card / Loan”
in the bottom bar
On Credit Card page, scroll down to “Selected Offers” and tap “Rewards Registration” banner, then Tap “Mainland China and Overseas Spending Program” to register
Don’t have CCB (HK&MO) Mobile App? Search “CCB Asia App” to download now
After downloading, remember to register/ activate your mobile banking
After downloading, remember to register/ activate your mobile banking
Key Mainland China and
Overseas Merchant Offers
There is a series of selected Mainland China and overseas merchant offers picked for you, including dining, shopping, entertainment and transportation discounts! Stay tuned for latest updates!
Overseas Merchant Offers
There is a series of selected Mainland China and overseas merchant offers picked for you, including dining, shopping, entertainment and transportation discounts! Stay tuned for latest updates!
Worldwide Flight Ticket and
Hotel Booking Offers
Hotel Booking Offers
Up to 8% Instant
Discount
Discount
Up to 12% Instant
Discount
Discount
8% Instant
Discount
Discount
CCB (Asia) UnionPay Credit Card Exclusive
Mainland and Macau Spending and Rewards Program
If you are a frequent traveller to Mainland or Macau and have CCB (Asia) UnionPay Credit Card, we recommend you to register for “CCB (Asia) UnionPay Credit Card Mainland and Macau Spending and Rewards Program” to enjoy 6% Cash Rebate for Mainland and Macau spending, a maximum of HKD600 Cash Rebate can be earned during promotion period.
If you are a frequent traveller to Mainland or Macau and have CCB (Asia) UnionPay Credit Card, we recommend you to register for “CCB (Asia) UnionPay Credit Card Mainland and Macau Spending and Rewards Program” to enjoy 6% Cash Rebate for Mainland and Macau spending, a maximum of HKD600 Cash Rebate can be earned during promotion period.
Reminder: If you have successfully registered for the above-mentioned 6% Cash Rebate Program, all the eligible RMB/ MOP spendings made within the particular registered phases would not be counted as the eligible spending in this Program (4% Cash Rebate).
Remarks:
- To be eligible for the Program, you must be the first 5,000 Cardmembers (defined in clause 2 of Terms and Conditions) who have successfully registered during the registration period specified in clause 3 of Terms and Conditions. Registration is on a first-come-first-served basis.
- Excluded Transactions refer to transactions transactions not posted on or before December 8, 2024 (Phase 1), January 8, 2025 (Phase 2), February 8, 2025 (Phase 3) and March 8, 2025 (Phase 4), online foreign currency transactions (classified as online transaction according to the merchant codes/transaction types as defined by Visa International, Mastercard Asia/Pacific (Hong Kong) Limited, UnionPay or a merchant's acquiring bank), fund transfer, balance transfers, instalment loans, all interest free instalment transactions, payment for insurance policies issued by insurance companies, electronic wallet (AlipayHK, PayMe, WeChat Pay HK) transactions / top-up / fund transfer, autopay transactions, all Octopus reloading (include Octopus reloading via electronic wallet), “Interest-free $martExpress” transactions, RentSmart transactions, interest-free advance cash out program, bill payment, wire transfers, betting and gambling transactions, recurring transactions, charity donations, phone/fax/mail order, cash advance, tax payment, fees and charges made or incurred (whether in relation to the Card account(s) or otherwise) and any transactions that have been cancelled or refunded, such other categories as we may at our sole discretion determine from time to time, or which we otherwise decide are not eligible.
- Registration period is as follow: Phase 1: 10:00 a.m. of October 25, 2024 to 11:59 p.m. of November 30, 2024 (If you register in this phase, you have successfully registered for Phase 1, Phase 2, Phase 3 and Phase 4); Phase 2: 12:00 a.m. of December 1, 2024 to 11:59 p.m. of December 31, 2024 (If you register in this phase, you have successfully registered for Phase 2, Phase 3 and Phase 4); Phase 3: 12:00 a.m. of January 1, 2025 to 11:59 p.m. of January 31, 2025 (If you register in this phase, you have successfully registered for Phase 3 and Phase 4); Phase 4: 12:00 a.m. of February 1, 2025 to 11:59 p.m. of February 28, 2025 (If you register in this phase, you have successfully registered for Phase 4).
If you don't have a CCB (Asia) Credit Card yet, click here to apply now!
To borrow or not to borrow? Borrow only if you can repay!
Terms & Conditions
Terms and Conditions of CCB (Asia) Credit Card Mainland China and Overseas Spend and Rewards Program (the "Program"):
- PROMOTION PERIOD – From October 25, 2024 to February 28, 2025 (both dates inclusive), and is divided into 4 phases:
- Phase 1 – From October 25, 2024 to November 30, 2024;
- Phase 2 – From December 1, 2024 to December 31, 2024;
- Phase 3 – From January 1, 2025 to January 31, 2025;
- Phase 4 – From February 1, 2025 to February 28, 2025.
- THE PROGRAM – The Program is only applicable to the principal cardmembers (“Cardmembers” or “you”) of credit cards (except Business Card) ("Eligible Card(s)") issued by China Construction Bank (Asia) Corporation Limited (the "Bank", "we", "us" or "our"). Cardmembers must need to have eligible Mainland China and/or overseas retail spending ("Eligible Transactions") made by the Eligible Card(s) during the Promotion Period.
- REGISTRATION –
- Registration must be made during the below registration period at CCB (HK&MO) Mobile App (Logon to CCB (Asia) Mobile Banking > Credit Card/ Loan > Credit Card page scroll down to “Featured Offers”). If you have more than one Card, registration of one of your Cards will automatically register all of other Cards under your name. If you made the transactions with various Card accounts, eligible transaction amount will be combined and counted cumulatively.
- You will be given a registration reference number upon successful registration. Registration period is as follow:
- Phase 1: 10:00 a.m. of October 25, 2024 to 11:59 p.m. of November 30, 2024 (If you register in this phase, you have successfully registered for Phase 1, Phase 2, Phase 3 and Phase 4);
- Phase 2: 12:00 a.m. of December 1, 2024 to 11:59 p.m. of December 31, 2024 (If you register in this phase, you have successfully registered for Phase 2, Phase 3 and Phase 4);
- Phase 3: 12:00 a.m. of January 1, 2025 to 11:59 p.m. of January 31, 2025 (If you register in this phase, you have successfully registered for Phase 3 and Phase 4);
- Phase 4: 12:00 a.m. of February 1, 2025 to 11:59 p.m. of February 28, 2025 (If you register in this phase, you have successfully registered for Phase 4).
- You must be the first 5,000 Cardmembers who have successfully registered during the registration period. The registration is on a first-come-first-served basis. No registration will be accepted outside the registration period. Time shall be of the essence and shall be in Hong Kong time in accordance with our system and record.
- SPENDING AMOUNT, REWARDS – Cardmembers can enjoy 4% cash rebate by using your Eligible Cards to make eligible retail transactions in Mainland China and/or overseas during the Promotion Period. Each Cardmember will be awarded a maximum of HKD300 cash rebate in each phase; a maximum of HKD1,200 cash rebate in total during the whole Promotion Period.
- EXCLUDED TRANSACTIONS – The following spending will not be qualified as eligible transactions: transactions not posted on or before December 8, 2024 (Phase 1), January 8, 2025 (Phase 2), February 8, 2025 (Phase 3) and March 8, 2025 (Phase 4), online foreign currency transactions (classified as online transaction according to the merchant codes/transaction types as defined by Visa International, Mastercard Asia/Pacific (Hong Kong) Limited, UnionPay or a merchant's acquiring bank), fund transfer, balance transfers, instalment loans, all interest free instalment transactions, payment for insurance policies issued by insurance companies, electronic wallet (AlipayHK, PayMe, WeChat Pay HK) transactions / top-up / fund transfer, autopay transactions, all Octopus reloading (include Octopus reloading via electronic wallet), “Interest-free $martExpress” transactions, RentSmart transactions, interest-free advance cash out program, bill payment, wire transfers, betting and gambling transactions, recurring transactions, charity donations, phone/fax/mail order, cash advance, tax payment, fees and charges made or incurred (whether in relation to the Card account(s) or otherwise) and any transactions that have been cancelled or refunded, such other categories as we may at our sole discretion determine from time to time, or which we otherwise decide are not eligible.
- ELIGIBLE TRANSACTIONS – Transactions with original sales slip or official payment record conducted in Mainland China and/or overseas (Online transactions conducted in foreign currencies are not valid). Mainland China and Overseas Purchases for Visa or Mastercard, all transactions effected in a currency other than Hong Kong Dollars are converted from the transaction currency into Hong Kong Dollars and charged to the Card account based on the exchange rate adopted by Visa or Mastercard, as applicable, on the date of conversion. In addition, all transactions effected in a currency other than Hong Kong Dollars are subject to a foreign currency conversion fee (representing the charge imposed by Visa or Mastercard on the issuer of the Card) and an overseas transaction fee, in such amounts as set forth in the Fee Schedule. Mainland China and Overseas Purchases for UnionPay Dual Currency Credit Card - Save and except for transactions effected in RMB and transacted in Mainland China, all transactions effected in a currency other than HKD (including transactions effected in RMB transacted in territories outside Mainland China, including without limitation, Hong Kong or Macau), are converted from the transaction currency into HKD and charged to Cardmember's HKD Card account based on the exchange rate adopted by UnionPay’s prevailing exchange rate on the date of conversion. Cardmember agrees to accept UnionPay’s exchange rates as quoted from time to time without dispute
- If you participate in this Program with CCB (Asia) UnionPay Credit Card: Once successfully registered CCB (Asia) UnionPay Credit Card Mainland and Macau Spending and Rewards Program, all RMB transactions made in Mainland or MOP transaction made in Macau during the phase(s) you registered in CCB (Asia) UnionPay Credit Card Mainland and Macau Spending and Rewards Program will not be counted as Eligible Transactions in this Program.
- SUPPLEMENTARY CARDS – Spending by supplementary Cardmember(s) of the Eligible Card(s) during the Promotion Period will be treated as made by principal Cardmember(s) of the Eligible Card(s) for the purpose of the Program.
- NOTIFICATION OF THE REWARDS – The cash rebate will be credited to your Eligible Card accounts with the highest net spending amount of Eligible Transactions in our records on or before May 31, 2025. Cash Rebate can only be applied against outstanding in Card account statement. Cash Rebate cannot be converted into cash, and/or withdrawn as cash and is not transferable. If the Cash Rebate amount would be drawn by any means as cash or transfer to other accounts, relevant fees and charges will be incurred.
- OUR RECORD PREVAILS – Our records of your cash rebate earned under the Program and all our decisions regarding cash rebate shall be final and binding upon you.
- ELIGIBILITY – Your eligibility for the Program is subject to our checking on your Card account status and your Card account(s) remaining valid and in good standing (as determined at our discretion) throughout the Promotion Period and at the time when the cash rebate is given. Where cash rebate has been credited to a Card account and there is a subsequent reversal of any transaction(s) in respect of which the cash rebate was awarded, the Bank reserves the rights to debit the cash rebate that has been credited into the Card account(s).
- KEEP SALES SLIPS – You have to keep all original sales slips or official payment records of the Eligible Transactions. In case of dispute, we may ask you to provide these slips, records, and/or further evidence for inspection and we may keep them.
- RIGHT TO VARY, ETC. – We reserve the right to vary the Program and/or these Terms and Conditions, or to replace, cancel or withdraw the Program, at our discretion at any time without giving you prior notice.
- FINAL DECISION – We retain the final decision in any differences or disputes under the Program, and shall not be responsible or liable for any claims or liability resulting from any Cardmember's participation in the Program howsoever suffered or incurred.
- ENGLISH VERSION SHALL PREVAIL – In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail.