Terms and Conditions for CCB (Asia) eye Credit Card Local Dining, Delivery Platform and Transport Spending up to 11% Cash Rebate Program (the “Program”):

1. The Program is only applicable to principal cardmembers (“Cardmember(s)”, “you” or “your”) of CCB (Asia) eye Credit Card (“Eligible Card(s)”) issued by China Construction Bank (Asia) Corporation Limited (the “Bank” or “we”).
2. The promotion period of the Program is from July 1, 2025 to December 31, 2025 (both dates inclusive) (“Promotion Period”). There are six phases for Promotion Period as below:

   Phase 1	July 1, 2025 to July 31, 2025
   Phase 2	August 1, 2025 to August 31, 2025
   Phase 3	September 1, 2025 to September 30, 2025
   Phase 4	October 1, 2025 to October 31, 2025
   Phase 5	November 1, 2025 to November 30, 2025
   Phase 6	December 1, 2025 to December 31, 2025

3. To be eligible for the Program, in each phase, you must be the first 2,000 Cardmembers who have successfully registered during the registration period specified in clause 4 below. Within the Promotion Period, each Cardmember can participate in the Program for six times. Cardmember shall register once in each phase. Upon achieving the conditions as specified in clause 6 below during the Promotion Period, each Cardmember will be entitled to a maximum cash rebate of HK$800 each phase and a maximum of HK$4,800 cash rebate (“Rebate”) over the whole Promotion Period. The cash rebate amount will be rounded to the nearest integer.
4. Registration must be made at CCB (HK&MO) Mobile App (Login CCB (Asia) Mobile Banking > Tap “Credit Card / Loan” in the bottom bar > Scroll down to “Featured Offers” on Credit Card page > Tap “Rewards Registration” banner, and then tap “eye Credit Card up to 11% Rebate” to register) during the Registration Period. You will be given a registration reference number upon successful registration (the “Registration”). Registration must be made during 10 a.m. on first date to 11:59 p.m. on last date of each phase within the Promotion Period (the “Registration Period”). The registration is on a first-come-first-served basis. No registration will be accepted outside the Registration Period. Time shall in Hong Kong time in accordance with our system record.
5. You can enjoy up to 11% cash rebate under the Program, include:
   1. Up to 9% cash rebate under the Program, please refer to the details as specified in clause 6 and clause 7; and
   2. Up to 2% cash rebate (equivalent to 5X Bonus Points) on online retail transaction and retail transaction made by contactless payment under "CCB (Asia) eye Credit Card Extra Bonus Point Rewards Programme". 5X Bonus Points include the basic bonus points and an extra 4X bonus points. Terms & Conditions apply. For "Terms and Conditions of CCB (Asia) eye Credit Card Extra Bonus Point Rewards", please visit www.asia.ccb.com/hongkong/personal/credit_cards/tnc_extra_bp_rewards.html. Customers can redeem cash rebates with bonus points, in the conversion rate of every 25,000 points for HK$100 cash rebate. For example, Cardmember will be entitled to 25,000 Bonus Points upon making online / contactless payment of HK$5,000 with eye Credit Card. Customer can convert such Bonus Point for HK$100 cash rebate, equivalent to 2% cash rebate.
6. Transaction made in following designated category by registered Eligible Card during Promotion Period is classified as eligible transaction ("Eligible Transaction(s)") and entitled to up to 9% cash rebate:

   Eligible Transaction category	Designated Spending requirement	Percentage of cash rebate (%)	Maximum cash rebate of each phase	Total maximum cash rebate of each phase
   Local dining and delivery platform	Retail spend of HK$8,000 or above	9%	HK$800	HK$800
   	Retail spend below HK$8,000	2%
   Local transport	Not required	2%	HK$400

7. The transaction will be qualified as Eligible Transaction Category:
   1. Transaction made in dining in Hong Kong is classified as eligible dining transaction ("Eligible Dining Transaction(s)"). Transactions made in respect of banquet services, private functions, private room events, dining outlets in hotels, department stores, associations and clubhouses, and the food and beverage services provided by the designated merchants of other spending categories are excluded. The Bank identifies dining outlets by taking reference of the merchant codes issued by VISA International.
   2. Transaction made in designated food delivery platform in Hong Kong is classified as eligible dining transaction ("Eligible Dining Transaction(s)"). The Bank identifies designated food delivery platform by taking reference of the merchant codes issued by VISA International.
   3. Local Transport is transaction made in:
      1. MTR Lines and services, include Kwun Tong Line, Tsuen Wan Line, Island Line, South Island Line, Tung Chung Line, Tseung Kwan O Line, East Rail Line, Tuen Ma Line, Disneyland Resort Line, Airport Express and Light Rails and Bus Services; and
      2. All routes provided by the franchised buses, include Citybus, Kowloon Motor Bus, Long Win Bus; and
      3. All routes provided by the franchised and licensed ferry services, include Sun Ferry, The Star Ferry, Hong Kong & Kowloon Ferry (include Island Ferry and Winnertex); and
      4. All routes of electric trams ("Eligible Transport Transaction(s)").
8. Retail spending only includes retail purchases, except transactions not posted on or before August 10, 2025 (Phase 1), September 10, 2025 (Phase 2), October 10, 2025 (Phase 3), November 10, 2025 (Phase 4), December 10, 2025 (Phase 5) and January 10, 2026 (Phase 6), fund transfer, balance transfers, instalment loans, all interest free instalment transactions, payment for insurance policies issued by insurance companies, electronic wallet (AlipayHK, PayMe, WeChat Pay HK) transactions (except the Eligible Dining, Delivery Platform and Transportation Transactions in Terms and Condition’s clause 7), autopay transactions, all Octopus reloading (include Octopus reloading via electronic), “Interest-free $martExpress” transactions, RentSmart transaction, interest-free advance cash out program, bill payment, wire transfers, betting and gambling transactions, recurring transactions, charity donations, phone/fax/mail order, tax payment, fees and charges made or incurred (whether in relation to the Card account(s) or otherwise) and any transactions that have been cancelled or refunded, such other categories as we may at our sole discretion determine from time to time, or which we otherwise decide are not eligible. Rebate will be credited to your eligible card account recorded by our Bank on or before March 31, 2026. Cash Rebate can only be applied against outstanding in Card account statement. Cash Rebate cannot be converted into cash, and / or withdrawn as cash and is not transferable. If the Cash Rebate amount would be drawn by any means as cash or transfer to other accounts, relevant fees and charges will be incurred.
9. Spending by supplementary Cardmember(s) of the Eligible Card(s) during the Promotion Period will be treated as made by principal Cardmember(s) of the Card(s) for the purpose of the Program.
10. Unless otherwise specified, the Program cannot be entitled in conjunction with other promotion program or offer of the Bank.
11. The status of the Eligible Card account must remain valid and in good standing (as determined at the Bank’s discretion) throughout the Promotion Period and at the time when the cash rebate is given.
12. The Bank reserve the right to vary the Program and/or these Terms and Conditions, or to cancel the Program, at our discretion at any time without giving you prior notice.
13. You have to keep all original sales slips or official payment records of the Eligible Transactions. In case of dispute, we may ask you to provide these slips, records, and/or further evidence for inspection and we may keep them.
14. The Bank retain the final decision in any differences or disputes under the Program.
15. In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail.