Securities and Equity-Linked Investments Promotion

Enjoy up to HK$3,888 Cash Reward and Unlimited Extra 1-month Cash Bonus of up to 6% p.a.

Securities and Equity-Linked Investments Promotion

During the promotion period from now until December 31, 2024, CCB (Asia) eligible customers can enjoy the following offers!

Up to HK$3,888 Cash Reward for New Securities Customers1 on Buy/ Sell Trades of HK Stocks

Open a new Securities Account¹ to enjoy up to HK$3,888 cash reward² for buy and sell trades of Hong Kong Stocks³ conducted within the month of account opening and the subsequent 3 months via the Bank's automated trading channels⁴!

An Extra 1-month Cash Bonus5 of up to 6% p.a. for Structured Equity-Linked Products Subscription

Subscribe for structured equity-linked products with the amount of HK$300,000 or above (or equivalent)⁶ while also fulfilling buy or sell stock trade requirements⁷ to enjoy an extra 1-month cash bonus⁸ of up to 6% p.a. with no cap on bonus amount!

As low as P-1%9 p.a. Preferential Financing Interest Rate for New Securities Margin Customers

Open a Securities Margin Trading Account to enjoy a preferential financing interest rate as low as P-1%⁹ p.a. and a Supermarket Cash Voucher valued at HK$100¹⁰!

$0 Handling Fee for IPO Subscription

Subscribe for IPO shares through the Bank's automated trading channels⁴ to enjoy a handling fee waiver¹¹!

IPO Express

Act now to maximise the benefits of your investments!

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Remarks:

Only applicable to personal customers of Personal Banking, Private Wealth and Private Banking who successfully open a Securities Cash Trading account and/or a Securities Margin Trading account with the Bank during the Promotion Period, and do not have any securities accounts either in sole name or joint names with the Bank during the period from April 1, 2024 to September 30, 2024 (both dates inclusive). For New Securities Account held in joint names, only the primary account holder is entitled to enjoy the offers.
Cash reward is the reduction of brokerage fee for securities transactions. New Securities Customers shall first pay in full the standard brokerage fee according to the Bank’s fee schedule of securities trading services. The Bank will credit the eligible brokerage fee reduction amount with maximum amount of HK$3,888 or equivalent to the relevant HKD settlement account of the New Securities Account in the form of cash rebate according to the timetable set out in the Terms and Conditions.
Only applicable to the buy and sell trades of any HKD-denominated or RMB-denominated securities listed on the Stock Exchange of Hong Kong Limited, which are conducted via the New Securities Accounts through automated trading channels of the Bank; excluding IPO subscriptions, Securities Monthly Investment Plan transactions, transactions for securities listed on Shanghai Stock Exchange via the Shanghai-Hong Kong Stock Connect and transactions for securities listed on Shenzhen Stock Exchange via the Shenzhen-Hong Kong Stock Connect.
Automated trading channels include Mobile Banking, Online Banking and Fortunelink Mobile App of the Bank.
Only applicable to personal customers of Personal Banking, Private Wealth and Private Banking and staff of the Bank and the Bank’s affiliates (i) who have not subscribed for any structured equity-linked products during the period from April 1, 2024 to September 30, 2024 (both dates inclusive), or (ii) whose structured equity-linked products transaction has stock delivery during the period from July 1, 2024 to December 31, 2024 (both dates inclusive). For relevant accounts held in joint name, only the primary account holder is entitled to enjoy the offer.
Only applicable to subscription transactions of structured equity-linked products where the Bank’s monetary benefit being more than 2% of the investment amount.
Personal Banking Customers who have successfully conducted buy or sell trades of any HKD-denominated or RMB-denominated securities listed on HKEX through automated trading channels (including Online Banking, Mobile Banking and FortuneLink Mobile App) of the Bank (but excluding IPO subscriptions, Securities Monthly Investment Plan transactions, transactions for securities listed on SSE via the Shanghai-Hong Kong Stock Connect, transactions for securities listed on SZSE via the Shenzhen-Hong Kong Stock Connect and stocks transfer-in transactions); Private Wealth and Private Banking Customers who have successfully conducted any buy or sell trades for HKD-denominated or RMB-denominated securities listed on the HKEX, securities listed on the SSE via the Shanghai-Hong Kong Stock Connect, securities listed on the SZSE via the Shenzhen-Hong Kong Stock Connect (but excluding IPO subscriptions, Securities Monthly Investment Plan transactions and stocks transfer-in transactions) via any trading channels.

Eligible customers will be entitled to an extra 1-month cash bonus of up to 6% p.a. based on each structured equity-linked product subscription amount:

Each Structured Equity-Linked Product Subscription Amount (HK$ or equivalent)	Extra 1-Month Cash Bonus (p.a.)
HK$1,000,000 or above	6%
HK$500,000 – below HK$1,000,000	4.8%
HK$300,000 – below HK$500,000	3.6%

P (Prime Rate) refers to the prevailing Hong Kong Prime Lending Rate as quoted by the Bank from time to time. As low as P-1% p.a. preferential financing interest rate is only applicable to personal customers of Personal Banking, Private Wealth and Private Banking who successfully open Securities Margin Trading Account during the promotion period from October 3, 2024 to December 31, 2024 (both dates inclusive) and do not hold any Securities Margin Trading Account whether in sole name or joint names with the Bank during the period from April 2, 2024 to October 2, 2024 (both dates inclusive). Eligible customers can enjoy a preferential financing interest rate P-1% p.a. within the month of the Securities Margin Trading Account opening and the subsequent 3 months.
HK$100 Supermarket Cash Voucher is only applicable to the Bank’s personal customers of Personal Banking. The staff of the Bank will contact the eligible customers for cash voucher collection at designated branches 2 months after the New Securities Margin Trading Account being opened successfully.
The related fee refers to the New Issues Handling Fee stated in the Bank’s fee schedule of securities trading services (but not applicable to International Private Placement).

The above offers and services are bound by related terms and conditions, please refer to the following terms and conditions or the promotion pages for respective products and services.

Enquiry Hotline : 2903 8343

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Terms & Conditions

Terms and Conditions for Securities and Equity-Linked Investments Promotion (“Promotion”)

A. General Terms and Conditions:

Unless otherwise specified, the promotion period is from October 1, 2024 to December 31, 2024 (both dates inclusive) (“Promotion Period”).
The Promotion is only applicable to designated personal customers of China Construction Bank (Asia) Corporation Limited (the “Bank”), but is not applicable to corporate customers and Capital Investment Entrant Scheme customers of the Bank. The Bank reserves the right to determine the eligibility of a customer to this Promotion.
Customers are required to pay all such other securities trading service fee(s) including but not limited to transaction levy, trading fee, stamp duty, handling fee, securities management fee, transfer fee and deposit of stocks fee (if applicable). For details, please refer to the Bank's fee schedule of securities trading services.
The investment services of the Bank are subject to the related Terms and Conditions issued by the Bank from time to time, please visit our branches or contact our staffs for details.
The Bank reserves the right to vary, suspend and terminate the Promotion and to vary or modify any of these Terms and Conditions from time to time without prior notice. In case of disputes, the decision of the Bank shall be final and binding.
If there is any inconsistency between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.

B. Terms and Conditions for 3 Months Brokerage Fee Cash Reward of up to HK$3,888 on Buy/Sell Trades of HK Stocks (“Cash Reward”):

Cash Reward is only applicable to personal customers of Personal Banking, Private Wealth, Private Banking, staff of the Bank and the Bank's affiliates.
Cash Reward is only applicable to “New Securities Customer(s)” and it is defined as follows:
1. successfully open a Securities Cash Trading account and/or a Securities Margin Trading account with the Bank during the Promotion Period (“New Securities Account(s)”), and
2. do not have any securities accounts either in sole name or joint names with the Bank during the period from April 1, 2024 to September 30, 2024 (both dates inclusive).
For New Securities Account held in joint names, only the primary account holder is entitled to become an eligible New Securities Customer.
In the month of opening a new Securities Account followed by the subsequent 3 calendar months (the “3-Month Promotion Period” as defined in clause B4), New Securities Customers will be entitled to a brokerage fee rebate of up to HK$3,888 (or equivalent) on buy and sell trades of HK stocks for any Eligible Transactions (as defined in clause B5) conducted via their new Securities Accounts.

“3-Month Promotion Period” is defined as follows:

New Securities Account Opening Month	3-Month Promotion Period
October 2024	October 2024 – January 2025
November 2024	November 2024 – February 2025
December 2024	December 2024 – March 2025

“Eligible Transactions” are defined as buy and sell trades of any HKD-denominated or RMB-denominated securities listed on the Stock Exchange of Hong Kong Limited (“HKEX”), which are conducted via the New Securities Accounts through automated trading channels (including Online Banking, Mobile Banking and FortuneLink Mobile App) of the Bank; excluding IPO subscriptions, Securities Monthly Investment Plan transactions, transactions for securities listed on Shanghai Stock Exchange (“SSE”) via the Shanghai-Hong Kong Stock Connect and transactions for securities listed on Shenzhen Stock Exchange ("SZSE") via the Shenzhen-Hong Kong Stock Connect.

The Cash Reward is the reduction of brokerage fee for securities transactions. New Securities Customers shall first pay in full the standard brokerage fee according to the Bank's fee schedule of securities trading services. The Bank will credit the eligible brokerage fee reduction amount to the relevant HKD settlement account of the New Securities Account according to the timetable listed below. The New Securities Account and the settlement account must be valid at the time of crediting the Cash Reward, otherwise, the Cash Reward will be forfeited.

Transaction Period of Eligible Transactions	Credit Date for Cash Reward
October 2024 – December 2024	On or before March 31, 2025
January 2025 – March 2025	On or before May 31, 2025

The Cash Reward is calculated on an individual New Securities Account basis and the cap for Cash Reward is HK$3,888 (or equivalent) for each New Securities Account. The Cash Reward will be calculated in Hong Kong Dollar. If the securities transactions are RMB-denominated securities transactions, the prevailing exchange rate as quoted by the Bank on the date as determined by the Bank will be adopted to calculate the Cash Reward.

C. Terms and Conditions for Extra 1-Month Cash Bonus of up to 6% p.a. for structured equity-linked products (“Extra Cash Bonus”):

The Extra Cash Bonus is only applicable to personal customers of Personal Banking, Private Wealth and Private Banking of the Bank, staff of the Bank and the Bank's affiliates. For account held in joint names, only the primary account holder is entitled to the Extra Cash Bonus.
The Extra Cash Bonus is only applicable to eligible customers (i) who have not subscribed any structured equity-linked products from April 1, 2024 to September 30, 2024 (both dates inclusive) or (ii) whose structured equity-linked products transaction has stock delivery during the period from July 1, 2024 to December 31, 2024 (both dates inclusive) (“Eligible Equity-Linked Products Customers”).

During the Promotion Period, Eligible Equity-Linked Products Customers who successfully subscribed for structured equity-linked products (only applicable to equity-linked products with the Bank’s monetary benefit being more than 2% of the investment amount) (“Eligible Equity-Linked Products”) with subscription amount of HK$300,000 or above (or equivalent) and conducted Eligible Stocks Trade (as defined in clause C4) will be entitled to an extra 1-month cash bonus of up to 6% p.a. based on the subscription amount:

Each Structured Equity-linked Product Subscription Amount (HK$ or equivalent)	Extra 1-Month Cash Bonus (p.a.)
HK$1,000,000 or above	6%
HK$500,000 – below HK$1,000,000	4.8%
HK$300,000 – below HK$500,000	3.6%

“Eligible Stocks Trade” is defined as (i) Personal Banking Customers who have successfully conducted buy or sell trades of any HKD-denominated or RMB-denominated securities listed on HKEX through automated trading channels (including Online Banking, Mobile Banking and FortuneLink Mobile App) of the Bank (but excluding IPO subscriptions, Securities Monthly Investment Plan transactions, transactions for securities listed on SSE via the Shanghai-Hong Kong Stock Connect, transactions for securities listed on SZSE via the Shenzhen-Hong Kong Stock Connect and stocks transfer-in transactions); or (ii) Private Wealth and Private Banking Customers who have successfully conducted any buy or sell trades for HKD-denominated or RMB-denominated securities listed on the HKEX, securities listed on the SSE via the Shanghai-Hong Kong Stock Connect, securities listed on the SZSE via the Shenzhen-Hong Kong Stock Connect (but excluding IPO subscriptions, Securities Monthly Investment Plan transactions and stocks transfer-in transactions) via any trading channels.
The extra 1-month cash bonus will be calculated based on each structured equity-linked product subscription amount instead of the aggregated amount. There is no cap for the Extra Cash Bonus. The Bank will credit the Extra Cash Bonus to the Eligible Equity-Linked Products Customer’s relevant HKD settlement account on or before March 31, 2025. If the relevant equity-linked products are foreign currency denominated, the prevailing exchange rate quoted by the Bank on the date determined by the Bank will be adopted to calculate the Extra Cash Bonus amount.

D. Terms and Conditions for Securities Margin Preferential Financing Interest Rate as low as P-1% p.a. (“Securities Margin Promotion”):

The promotion period of Securities Margin Promotion is from October 3, 2024 to December 31, 2024 (both dates inclusive) (“Securities Margin Promotion Period”).
In Securities Margin Promotion, “New Securities Margin Customer” is defined as follows:
1. Personal customers of Personal Banking, Private Wealth and Private Banking of the Bank, and
2. successfully open a Securities Margin Trading Account during the Securities Margin Promotion Period, and
3. did not hold any Securities Margin Trading Account whether in sole name or joint names with the Bank during the period from April 2, 2024 to October 2, 2024 (both dates inclusive).
New Securities Margin Customer can enjoy a preferential financing interest rate P-1% p.a. within the first 3 months after the Securities Margin Trading Account opening during the Securities Margin Promotion Period.
If the New Securities Margin Customer is the Bank's personal customer of Personal Banking who open a New Securities Margin Trading Account will be entitled to Supermarket Cash Voucher valued at HK$100 (“Cash Voucher”) (“Eligible Securities Margin Customers”). The staff of the Bank will contact the Eligible Securities Margin Customers for Cash Voucher collection at designated branches 2 months after the New Securities Margin Trading Account being opened successfully.
Cash Vouchers are available on a first-come-first-served basis and while stocks last. Each New Securities Margin Customer can only enjoy the Cash Voucher once during the Securities Margin Promotion Period.
The use of Cash Voucher is subject to the terms and conditions of the relevant supplier. The Bank is not the supplier of the Cash Voucher. All enquiry(ies) or complaint(s) regarding the Cash Voucher or the quality of the related services or products should be referred to or resolved directly with the supplier.
The Cash Voucher cannot be exchanged for cash or other prizes. The Cash Voucher will not be re-issued if lost, expired or damaged.

E. Terms and Conditions of $0 Handling Fee for IPO Subscription (“IPO Handling Fee Offer”):

IPO Handling Fee Offer is only applicable to personal customers of Personal Banking, staff of the Bank and the Bank's affiliates (“Eligible IPO Offer Customers”). For holders of a Securities Account in joint names, only the primary account holders will be eligible for the IPO Handle Fee Offer.
During the Promotion Period, Eligible IPO Offer Customers who successfully subscribe for IPO shares via any automated trading channels (including Online Banking, Mobile Banking and FortuneLink Mobile App) of the Bank (“Eligible Transactions”) can enjoy waiver of the New Issues Handling Fee stated on the Bank's fee schedule of securities trading services (“IPO Handling Fee Offer”).
IPO Handling Fee Offer is not applicable to International Private Placement.
Eligible IPO Offer Customers shall first pay the New Issues Handling Fee according to the Bank's fee schedule of securities trading services and the Bank will rebate the paid New Issues Handling Fee of Eligible Transactions (“Handling Fee Rebate(s)”) to the Eligible IPO Offer Customers’ relevant HKD or RMB settlement account on or before March 31, 2025.
Eligible IPO Offer Customers must maintain the relevant Securities Trading Account and settlement account at the time of crediting the entitled Handling Fee Rebates. Otherwise, the Handling Fee Rebates will be forfeited.
Upon submission of the IPO subscription, the Eligible IPO Customer is required to fulfill all the eligibility criteria and terms as set out in the offering document or prospectus of the relevant IPO.

Risk Disclosure
Investment involves risks. The prices of investment products fluctuate, sometimes dramatically, and may become valueless. Investment products are not equivalent to or alternative of time deposits. They are not protected deposits, and are not protected by the Deposit Protection Scheme in Hong Kong. Some investment products may involve derivatives. Certain investment products may not be available in all jurisdictions and/or may be subject to restrictions. The investment decision is yours, but you should not invest in an investment product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. Investors should not invest based on this promotion material alone. Before making any investment decision, customers should consult their own independent professional financial, tax or legal advisors and read the relevant offering documents for further details including the risk factors in order to ensure that they fully understand the risks associated with the investment products. The information is not an investment advice and does not constitute any offer or solicitation to offer or recommendation of any investment product.

Securities Trading
It is as likely that losses will be incurred rather than profits made as a result of buying and selling securities.

Securities Margin Trading
If a client maintains a margin account with the Bank, the risk of loss in financing a transaction by deposit of collateral is significant. The client may sustain losses in excess of the client’s cash and any other assets deposited as collateral with the Bank. Market conditions may make it impossible to execute contingent orders, such as “stop-loss” or “stop-limit” orders. The client may be called upon at short notice to make additional margin deposits or interest payment. If the required margin deposits or interest payments are not made within the prescribed time, the client’s securities collateral may be liquidated without the client’s consent. Moreover, the client will remain liable for any resulting deficit in the client’s account and interest charged on the client’s account. The client should therefore carefully consider whether such a financing arrangement is suitable in light of the client’s own financial position and investment objectives.

Structured Equity-linked Products
Structured equity-linked products are structured products which involves derivatives and substantial risks including, among others, market risks, liquidity risks, risks relating to changes in market conditions, counterparty risks, and the risks that the issuer(s) will be unable to satisfy its obligations under the structured equity-linked products. Customers should recognize that their structured equity-linked products may mature worthless. While the maximum return on a structured equity-linked product is usually limited to a predetermined amount of cash, an investor stands to potentially lose up to the entire investment amount if the underlying stock price moves substantially against the investor’s view.

RMB Currency Risk
RMB is currently not freely convertible and is subject to exchange controls and restrictions (which are subject to changes from time to time without notice). You should consider and understand the possible impact on your liquidity of RMB funds in advance. The fluctuation in the exchange rate of RMB may result in losses in the event that you convert RMB into other currencies. Onshore RMB and offshore RMB are traded in different and separate markets operating under different regulations and independent liquidity pool with different exchange rates. Their exchange rate movements may deviate significantly from each other.

Exchange Rate Risk
Currency exchange rates are affected by a wide range of factors, including but not limited to national and international financial and economic conditions and political and natural events. The effect of normal market forces may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and prices linked to such rates, may rise or fall rapidly.

Online Investment Trading Services
Due to unpredictable network traffic congestion and other reasons, the Internet and other electronic media may not be reliable media of communication and transactions conducted over the Internet and via other electronic media are subject to: (i) possible failure or delay in the transmission and receipt of instructions for any or all transactions in investment products or other information, and (ii) possible failure or delay of execution or execution at prices different from those prevailing at the time when your instructions were given. There are risks associated with the online investment trading system, including the failure of hardware and/or software, and the result of any such system failure may be that your orders are either not executed according to your instructions or are not executed at all. There are risks of interruption, distortion, omission, blackout or interception during the transmission of instructions for any or all transactions in investment products, as well as of any misunderstanding or errors in communication.

Disclaimer of Online Investment Trading Services

Disclaimer
China Construction Bank (Asia) Corporation Limited is a licensed bank regulated by the Hong Kong Monetary Authority and a Registered Institution (CE No. AAC155) under the Securities and Futures Ordinance to carry on Type 1 (Dealing in Securities) and Type 4 (Advising on Securities) Regulated Activities. This promotion material is intended to be distributed in the Hong Kong Special Administrative Region (“Hong Kong”) for reference only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any investment product in or outside Hong Kong and does not constitute any prediction of likely future movements in prices of any investment products. This promotion material is issued by China Construction Bank (Asia) Corporation Limited, and has not been reviewed by the Securities and Futures Commission or any other regulatory authorities in Hong Kong.

Risk Disclosure for Shanghai-Hong Kong Stock Connect and Shenzhen-Hong Kong Stock Connect