Personal Installment Loan

Loan Features

• Loan amount up to HK$3 million or 12 times of your monthly salary, whichever is lower

• For a new car purchase, no collateral, Vehicle Registration Document, proof of income, or proof of address is required! Only provide proof of new car purchase, and you can simply apply for up to HKD400,000 loan amount

• Income proof and address proof waiver⁺ with loan amount up to HK$100,000

• Flexible repayment tenor up to 60 months

• Instant approval and same day fund disbursement¹ through FPS to your designated bank account

• Handling fee waiver

For more tips and information, you may refer to our Key Facts Statement (KFS) for Installment Loan or Financial Tips of this website.

Remarks:

Application Requirements

• A Hong Kong permanent resident aged 18 or above

• Minimum annual income of HK$64,000

• Be employed for at least 6 months at the current job

Document Requirement

• To apply for our Personal Instalment Loan, please submit the following documents:

• A copy of Hong Kong Permanent Identity Card

• Proof of income

  • The latest month's salary slip

  • The latest 3 months' payroll account bank statement / account passbook (with the first page showing your name and account number)

  • The latest Salary Tax / Profit Tax Demand Note

  • The latest 1 month's Mandatory Provident Fund statement

• The current residential proof dated within the last 3 months

• Any other document (upon request)

For more tips and information, you may refer to our Key Facts Statement (KFS) for Revolving Credit Facility or Financial Tips of this website.