Promotion Terms & Conditions of Personal Installment Loan Promotion ("The Program")

  1. PROMOTION PERIOD - The Promotion Period is from July 1, 2026 to August 31, 2026, both days inclusive (the “Promotion Period”).
  2. ELIGIBLE CUSTOMER - The promotion is applicable to the new customers who do not have any outstanding balance of Unsecured Personal Loan of China Construction Bank (Asia) Corporation Limited (“the Bank”, “we”, “our”, “us”) as of June 30, 2026 with good credit rating (“Eligible Customer”).
  3. OFFERS - Eligible Customers who successfully apply for Personal Installment Loan or Personal Loan for Employees of China’s State-Owned Enterprises (the “Loan") of the Bank during the Promotion Period and drawdown on or before September 30, 2026, and whose loan amount is HK$200,000 or above with a repayment period of 24 months or above, shall enjoy the cash rebate ("Cash Rebate") as described below. The Cash Rebate are referred to as "Offers".
  4. CASH REBATE

    Repayment Period
    (Months)

    Drawdown Loan Amount (HK$)

    200,000 – 1,000,000

    1,000,001 – 1,500,000

    1,500,001 – 2,999,999

    3,000,000

    Cash Rebate (HK$)

    12 & 18

    0.25% of drawdown amount
    (to the nearest dollar)
    Example: 200,000 X 0.25% = 500

    3,000

    4,000

    N/A

    24
    or above

    0.5% of drawdown amount
    (to the nearest dollar)
    Example: 200,000 X 0.5% =1,000

    6,000

    8,000

    10,000
    Eligible Customer would need to open a HKD Savings Account / Checking Account in the Bank on or before October 31, 2026 in order to receive Cash Rebate. Cash Rebate will be credited to Eligible Customer's valid HKD Savings Account / Checking Account in the Bank on or before December 31, 2026.
  5. RESTRICTION - Each customer shall only enjoy the Offers once notwithstanding the number of successful applications and drawdown during the Promotion Period. Employees of the Bank are not eligible for the Preferential Rate. The Offers cannot be used in conjunction with any promotional offer(s) (except Online Application Offer & Loan MGM Offer).
  6. ELIGIBILITY - Eligible Customer’s eligibility to the Offers under the Promotion is subject to Eligible Customer’s repayment account, HKD Savings Account / Checking Account in the Bank remaining valid with good repayment records (as determined at the Bank’s discretion) at the time of the Bank’s giving out the Offers. If Eligible Customer cancels his/her repayment account or the repayment account is invalid during the Offers disbursement, Eligible Customer’s entitlement to the Offers will be forfeited. If Eligible Customer chooses to make early settlement or cancel the Loan, the Bank reserves the right to charge such Eligible Customer an amount equivalent to the amount of the Offers granted.
  7. RIGHT TO VARY AND FINAL DECISION - The Bank reserves the right to amend these Terms and Conditions, or amend, cancel or terminate the Program at any time at its sole and absolute discretion. The Bank shall not be responsible or liable for any claims or liability resulting from the customer in the Program howsoever suffered or incurred. In case of any dispute, the decision of the Bank shall be final.
  8. SUBJECT TO TERMS AND CONDITIONS - The Program is subject to the “Terms and Conditions of CCB (Asia) Personal Installment Loan / Balance Transfer Program” and “Terms and Conditions of CCB (Asia) Personal Installment Loan for Employees of China’s State-Owned Enterprises”. In case of any inconsistency between these terms and conditions, the “Terms and Conditions of CCB (Asia) Personal Installment Loan / Balance Transfer Program” and “Terms and Conditions of CCB (Asia) Personal Installment Loan for Employees of China’s State-Owned Enterprises” shall prevail.
  9. ENGLISH VERSION PREVAILS - In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail.

 

Promotional Terms and Conditions for Online Application Offer("The Program ")

  1. PROMOTION PERIOD - The Promotion Period is from July 1, 2026 to August 31, 2026, both days inclusive (the “Promotion Period”).
  2. ELIGIBLE CUSTOMER - This Promotion is only applicable to customer who successfully apply for Personal Installment Loan / Personal Loan for Employees of China’s State-Owned Enterprises / Balance Transfer Program with loan amount equal or greater than HK$200,000 (collectively referred as the “Loan”) of China Construction Bank (Asia) Corporation Limited (“the Bank”, “we”, “our”, “us”) via designed online application from in our website or designated application form in our mobile app within Promotion Period and successfully drawdown the Loan. (“Eligible Customer”).
  3. REWARD - Eligible Customer will be entitled following Cash Rebate (“Cash Rebate”):

    Loan

    Application Channel

    Cash Rebate (HK$)

    Personal Installment Loan / Personal Loan for Employees of China’s State-Owned Enterprises

    Designated online application form in our website

    500

    Designated application form in our mobile app

    1,500

    Balance Transfer Program

    Designated online application form in our website

    500

    Designated application form in our mobile app

    500
  1. CASH REBATE – Eligible Customer would need to open a HKD Savings Account / Checking Account in the Bank on or before October 31, 2026 in order to receive Cash Rebate. Cash Rebate will be credited to Eligible Customer’s valid HKD Savings Account / Checking Account in the Bank on or before December 31, 2026.
  2. RESTRICTION - Each customer shall only enjoy the Cash Rebate once during the Promotion Period. Employees of the Bank are not eligible for this Promotion. This Promotion cannot be used in conjunction with any promotional offer(s) (except Personal Installment Loan Promotion and Balance Transfer Promotion).
  3. ELIGIBILITY – Eligible Customer must maintain good repayment record (as determined at the Bank’s discretion) at the time of the Bank’s giving out the Cash Rebate. If Eligible Customer does not hold any valid HKD Savings / Checking Account in the Bank during Cash Rebate disbursement, Eligible Customer’s entitlement to the Cash Rebate will be forfeited.
  4. RIGHT TO VARY AND FINAL DECISION - The Bank reserves the right to amend these Terms and Conditions, or amend, cancel or terminate the Program at any time at its sole and absolute discretion. The Bank shall not be responsible or liable for any claims or liability resulting from the customer in the Program howsoever suffered or incurred. In case of any dispute, the decision of the Bank shall be final.
  5. ENGLISH VERSION PREVAILS – In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail.

 

To borrow or not to borrow? Borrow only if you can reply!