Secured Overdraft Calculator

Enter the credit amount and interest rate to see how much interest you’d need to pay back per day.

Credit amount (HKD):

Annual Interest Rate (%):

Result (For Reference Only)

Approx. Daily Interest (HKD) :

* Remarks: Please enter numbers and no commas or other symbols between numbers.

Note:
•	This calculator is applicable for secured overdraft product including Insurance Financing and Wealth Financing.
•	Interest will be calculated on the basis of actual number of days elapsed and 365-day year.
•	The above figure is for reference only. The actual repayment liability depends on the actual terms of each borrowing arrangement.

Reminders about Responsible Borrowing
•	Customer should have a clear understanding of his/her financial condition, daily expenses, and actual borrowing needs.
•	Customer should assess his/her repayment ability and avoid over-borrowing.
•	Customer should repay any outstanding balance on time to avoid late payment charges and additional overdue/overlimit interest charged by the Bank.
•	To borrow or not to borrow? Borrow only if you can repay!