Savings Account

HKD/USD/RMB Savings Account

• Simple interest accrued daily and paid monthly
• Monthly statements for account updates
• Manageable via ATM with the CCB (Asia) UnionPay Dual Currency Debit Card

Multi-Currency Statement Savings Account

• Choice of 11 currencies including HKD, USD, RMB, GBP, CAD, AUD, NZD, JPY, CHF, EUR, SGD
• Simple interest accrued daily and paid monthly
• Monthly statement detailing all account activities

Don't be tempted by quick money. Don't sell your account.
Don’t lend or sell your account! Don’t risk your future for quick money!

Risk Disclosure
RMB Currency Risk
RMB is currently not freely convertible and is subject to exchange controls and restrictions (which are subject to changes from time to time without notice). You should consider and understand the possible impact on your liquidity of RMB funds in advance. The fluctuation in the exchange rate of RMB may result in losses in the event that you convert RMB into other currencies. Onshore RMB and offshore RMB are traded in different and separate markets operating under different regulations and independent liquidity pool with different exchange rates. Their exchange rate movements may deviate significantly from each other.

Exchange Rate Risk
Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market force may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and price linked to such rates, may rise or fall rapidly. The fluctuations in the exchange rate of a foreign currency may result in losses in the event that you convert HKD to any foreign currency or vice versa.