Year-Round HKD0 Handling Fee Waiver for Overseas Spending
Waiver of handling charges for overseas spending and foreign exchange to bring you more savings while enjoying shopping.
Example for better deals on overseas transactions
1, 2, 3:
Ways of Purchase |
CCB (Asia) AIA UnionPay Diamond Credit Card |
Other Credit Cards |
Japanese Yen |
JPY131,854 |
JPY131,854 |
Purchase equivalent value in Hong Kong Dollars + Handling fee |
HKD10,000 + HKD0 |
HKD10,000 + HKD195 |
Actual equivalent value in Hong Kong Dollars |
HKD10,000 |
HKD10,195 |
Comparison |
HKD0 Handling Fee
Saved HKD195 equal 1.95%
|
Up to 1.95% |
AIA Premium Installment Plan
Subscribe to a new or renewal policy and enjoy 6/9/12/18 months Installment Plan and Installment Monthly Flat Rate 0.30%. For the details of charge and interest rate, please refer to "AIA Premium Installment Plan Application Form".
Spending include premium payment and and online bill payment
Earn 1 Bonus Point for every HKD1 spent^
^ BONUS POINT CAP ON DESIGNATED TRANSACTIONS - The total Bonus Points earned for each calendar year (From January 1 to December 31) (“Calendar Year”) will be capped at 12 times of the latest approved combined credit limit (not applicable to temporary increase in credit limit) for transaction(s) of online bill payment(s) and payment(s) to insurance companies.
Exclusive Premium Free "Annual Insurance Plan"
Select any one among the following three Annual Insurance Plans:
To apply, select “Credit Cards” after logon Online Banking, choose “Insurance Plan”
Remarks : Cardmembers can only select to enroll a plan among Annual Dental Insurance Plan, Annual General Practice Outpatient Insurance Plan, Annual Medical Check-up Insurance Plan. Please click here to read the Important Notes. eye Credit Card and CCB (Asia) Construction Industry UnionPay Dual Currency Credit Card are applicable to enroll Annual Dental Insurance Plan only. Not applicable to
other CCB (Asia) UnionPay Dual Currency Credit Card, Visa Infinite Credit Card, tiramisu Credit Card, CCB (Asia) JD Credit Card and CCB(Asia) Virtual Credit Card. If a Cardmember has, at any time, redeemed the service and cannot comply with the above Spending requirement, an administration fee of HKD500 will be charged to the Cardmember's Card Account by Bank at the end of the Cardmember's Card membership year or upon termination of the Cardmember's Credit Card (whichever is earlier).
Two Currencies in One Card Enjoy Better Deals on Overseas Transcations
CCB (Asia) AIA UnionPay Diamond Credit Card combines both RMB and HKD credit card accounts in one card. Whether you spend in The Mainland of China, Hong Kong or overseas, you can enjoy better foreign currency exchange rate. The Mainland of China spending is settled in RMB, while spending in Hong Kong and overseas is settled in HKD. Spending with dual currency in one card brings you the ultimate convenience and saving.
Tap Your Card To Pay in Greater Bay Area
UnionPay QuickPass Contactless Payments provide you with a hassle-free purchase by simply tapping your UnionPay Credit Card on a secure reader without signing^. Merchants accepting UnionPay QuickPass Contactless Payments are all around the world. QuickPass not only allow you to purchase in dining and shopping merchants, but also connect you with the public transportation across the Greater Bay Area. Please visit
http://www.unionpayintl.com/hk/ for more details.
^ UnionPay QuickPass contactless payment accepts any transaction of HKD/RMB 1,000 or below without the need of signature verification.
Dragon HKPay QR Code Payment
CCBA UnionPay Credit Card holders may bind their credit card in Mobile Banking to enjoy UnionPay QR Code Payment Service. Upon successful binding, holders may make global QR Code payment to merchants simply through scanning a UnionPay QR Code. For details regarding the binding process and product functions, please refer to
https://www.asia.ccb.com/hongkong/personal/banking_channels/dragon-hkpay/index.html
UnionPay App
With UnionPay App, you can make easier, faster and safer contactless payment with your CCB (Asia) UnionPay Credit Card than ever! Add your card to UnionPay App now to enjoy convenient payment and fabulous offers! For details regarding the binding process and product functions, please refer to https://www.asia.ccb.com/hongkong/personal/credit_cards/upapp/
A More Secure Way to Spend
Adjust RMB Credit Limit of Dual Currency Credit Card Anytime4
Simply call our Customer Service Hotline to adjust the RMB credit limit for your Dual Currency Credit Card, to enjoy extra peace of mind while spending in The Mainland of China at ease.
Apply Now
Customer Service Hotline
+852 3179 5578#
Contact Your AIA
Financial Planner
^ Monday - Friday 9:00 a.m. - 6:00 p.m. ; Closed on Saturdays, Sundays and Public Holidays
To borrow or not to borrow? Borrow only if you can repay!