CCB (Asia) AIA UnionPay Diamond Credit Card

Exclusive Premium Free "Annual Insurance Plan"
And earn Bonus Points by pay Insurance Premium with Credit Card

Fee Schedule
  • Welcome Gifts
  • Features
Annual_Feewaiver

New Cardmember Welcome Gift

New customers1 successfully apply CCB (Asia) AIA UnionPay Diamond Credit Card and fulfill the minimum spending requirement in designated period, can enjoy below fabulous gifts:


AIA Vitality

(value at HKD430)

or
GrandaZ Smart Electric Box

GrandaZ Smart
Electric Box3
(value at HKD799)

Features
  • Double buckle cover design, safe and reliable
  • Non-slip silicone pad at the bottom
  • Waterproof silicone power protection cover
  • Vent in the inner cover to ensure the taste of food
  • Detachable inner plate, easy to clean
  • 30-40 minutes rapid heating*
  • Sealing silicone rubber ring, not easy to overflow
  • Stainless steel material, portable and durable
  • Rated Capacity : 900ml
  • Rated Voltage : 220V-50Hz
  • Rated Power : 45W
  • Keep Warm Temp : approx. 70°C
  • Material : PP + s/s + silicone
  • Stainless Steel Food Container
  • Size : 221 x 135 x 85 mm
  • Weight : 0.6KG
*The heating time will vary depending on the food. It take about 40 minutes to heat up
or
HKD800 Cash Rebate


Apply Now
Customer Service Hotline
+852 3179 5578#
Contact Your AIA
Financial Planner
Remarks: Terms and Conditions apply. Please click here for the Terms and Conditions of the Welcome Gifts. Photo, information and price above are for reference only.
  1. Applicant must at any time in the 6 months ending on the date of application did not hold any principal credit card issued by the Bank.
  2. AIA Vitality Annual Membership Fee Rebate (value at HKD430) – Spending Requirement: HKD8,000 in the first 2 months from Card issuance date.
  3. GrandaZ Smart Electric Box (value at HKD799) – Spending Requirement: HKD8,000 in the first 2 months from Card issuance date.
  4. HKD800 Cash Rebate: Successfully apply for “AIA Premium Installment Plan” or “Chill” Spending Installment Program with tenor of 6 months or above and minimum total installment amount of HK$15,000 in the first 3 months from Card issuance date.
AIA Vitality Wellness Programme is provided by AIA, please contact your AIA financial planner for details.

#Office hours: Monday – Friday 9:00a.m. – 6:00p.m.; Closed on Saturdays, Sundays and Public Holidays

To borrow or not to borrow? Borrow only if you can repay!
Year-Round HKD0 Handling Fee Waiver for Overseas Spending

Waiver of handling charges for overseas spending and foreign exchange to bring you more savings while enjoying shopping.


Example for better deals on overseas transactions 1, 2, 3

Ways of Purchase CCB (Asia) AIA UnionPay Diamond Credit Card Other Credit Cards
Japanese Yen JPY131,854 JPY131,854
Purchase equivalent value in Hong Kong Dollars + Handling fee HKD10,000 + HKD0 HKD10,000 + HKD195
Actual equivalent value in Hong Kong Dollars HKD10,000 HKD10,195
Comparison HKD0 Handling Fee
Saved HKD195
equal 1.95%
Up to 1.95%
AIA Premium Installment Plan

Subscribe to a new or renewal policy and enjoy 6/9/12/18 months Installment Plan and Installment Monthly Flat Rate 0.30%. For the details of charge and interest rate, please refer to "AIA Premium Installment Plan Application Form".

Spending include premium payment and and online bill payment

Earn 1 Bonus Point for every HKD1 spent^

^ BONUS POINT CAP ON DESIGNATED TRANSACTIONS - The total Bonus Points earned for each calendar year (From January 1 to December 31) (“Calendar Year”) will be capped at 12 times of the latest approved combined credit limit (not applicable to temporary increase in credit limit) for transaction(s) of online bill payment(s) and payment(s) to insurance companies.

Exclusive Premium Free "Annual Insurance Plan"

Select any one among the following three Annual Insurance Plans:

  • Annual Medical Check-up Insurance Plan
    Includes
    • Blood Examination (Complete Blood Count)
    • Coronary Risk Screening (Cholesterol)
    • Diabetes Screening (Glucose)
    • Liver Function (SGPT)
    • Renal Function (Creatinine, Urinalysis)
  • Annual Dental Insurance Plan
  • Annual General Practice Outpatient Insurance Plan

    This Plan entitles you to 3 General Practice Outpatient consultations. You can also share these privileges with up to 3 immediate family members

To apply, select “Credit Cards” after logon Online Banking, choose “Insurance Plan”

Remarks : Cardmembers can only select to enroll a plan among Annual Dental Insurance Plan, Annual General Practice Outpatient Insurance Plan, Annual Medical Check-up Insurance Plan. Please click here to read the Important Notes. eye Credit Card and CCB (Asia) Construction Industry UnionPay Dual Currency Credit Card are applicable to enroll Annual Dental Insurance Plan only. Not applicable to other CCB (Asia) UnionPay Dual Currency Credit Card, Visa Infinite Credit Card, tiramisu Credit Card, CCB (Asia) JD Credit Card and CCB(Asia) Virtual Credit Card. If a Cardmember has, at any time, redeemed the service and cannot comply with the above Spending requirement, an administration fee of HKD500 will be charged to the Cardmember's Card Account by Bank at the end of the Cardmember's Card membership year or upon termination of the Cardmember's Credit Card (whichever is earlier).

Two Currencies in One Card Enjoy Better Deals on Overseas Transcations

CCB (Asia) AIA UnionPay Diamond Credit Card combines both RMB and HKD credit card accounts in one card. Whether you spend in The Mainland of China, Hong Kong or overseas, you can enjoy better foreign currency exchange rate. The Mainland of China spending is settled in RMB, while spending in Hong Kong and overseas is settled in HKD. Spending with dual currency in one card brings you the ultimate convenience and saving.

Tap Your Card To Pay in Greater Bay Area

UnionPay QuickPass Contactless Payments provide you with a hassle-free purchase by simply tapping your UnionPay Credit Card on a secure reader without signing^. Merchants accepting UnionPay QuickPass Contactless Payments are all around the world. QuickPass not only allow you to purchase in dining and shopping merchants, but also connect you with the public transportation across the Greater Bay Area. Please visit http://www.unionpayintl.com/hk/ for more details.

^ UnionPay QuickPass contactless payment accepts any transaction of HKD/RMB 1,000 or below without the need of signature verification.

Dragon HKPay QR Code Payment

CCBA UnionPay Credit Card holders may bind their credit card in Mobile Banking to enjoy UnionPay QR Code Payment Service. Upon successful binding, holders may make global QR Code payment to merchants simply through scanning a UnionPay QR Code. For details regarding the binding process and product functions, please refer to https://www.asia.ccb.com/hongkong/personal/banking_channels/dragon-hkpay/index.html

*UnionPay QR Code payments must be taken place in countries or regions where UnionPay International has permitted such service to be carried out.

Dragon HKPay
UnionPay App

With UnionPay App, you can make easier, faster and safer contactless payment with your CCB (Asia) UnionPay Credit Card than ever! Add your card to UnionPay App now to enjoy convenient payment and fabulous offers! For details regarding the binding process and product functions, please refer to https://www.asia.ccb.com/hongkong/personal/credit_cards/upapp/

UP and UP App Logo

A More Secure Way to Spend

Adjust RMB Credit Limit of Dual Currency Credit Card Anytime4

Simply call our Customer Service Hotline to adjust the RMB credit limit for your Dual Currency Credit Card, to enjoy extra peace of mind while spending in The Mainland of China at ease.

Apply Now
Customer Service Hotline
+852 3179 5578#
Contact Your AIA
Financial Planner

^ Monday - Friday 9:00 a.m. - 6:00 p.m. ; Closed on Saturdays, Sundays and Public Holidays

Remarks:

  1. The above data, transaction and purchase equivalent value are for reference only.
  2. For the detailed terms and conditions of other credit cards, please contact the individual card issuers.
  3. The above case is only applicable to CCB (Asia) AIA UnionPay Diamond Credit Card.
  4. Please refer to Terms and Conditions of "Pre-Set Lower Credit Limit in RMB Card Account" for details.
To borrow or not to borrow? Borrow only if you can repay!