CCB (Asia) AIA UnionPay Diamond Credit Card
Exclusive Premium Free "Annual Insurance Plan"
And earn Bonus Points by pay Insurance Premium with Credit Card
- Features
- Cardmember Benefits
Waiver of handling charges for overseas spending and foreign exchange to bring you more savings while enjoying shopping.
Example for better deals on overseas transactions 1, 2, 3：
| Ways of Purchase | CCB (Asia) AIA UnionPay Diamond Credit Card | Other Credit Cards |
|---|---|---|
| Japanese Yen | JPY131,854 | JPY131,854 |
| Purchase equivalent value in Hong Kong Dollars + Handling fee | HKD10,000 + HKD0 | HKD10,000 + HKD195 |
| Actual equivalent value in Hong Kong Dollars | HKD10,000 | HKD10,195 |
| Comparison |
HKD0 Handling Fee
Saved HKD195
equal 1.95% |
Up to 1.95% |
- Subscribe to a new or renewal policy and enjoy 6/9/12/18 months Installment Plan and Installment Monthly Flat Rate 0.30%. For the details of charge and interest rate, please refer to "AIA Premium Installment Plan Application Form".
-
Earn 1 Bonus Point for every HKD1 spent^
^The total Bonus Points eamed for each calendar year (from 1 January to 31 December) ("Calendar Year") will be capped at 1 time of the latest approved permanent combined credit limit (not applicabi cable to temporary increase in credit limit) of credit card account for payment(s) to insurance companies, repayment amount of of Hire Purchase/ Leasing Agreement of CCB(Asia) and transaction(s) of online bill payment(s) which are paid by Credit Card
- For program details and registration method please visit Premium Free "Annual Insurance Plan" page
for All Your Spending Year-Round
- RMB/ HKD Cash Rebate or Asia Miles Totally at Your Choice
| Bonus Points | Cash Rebate |
|---|---|
| Every 250 Points | RMB / HK$1 Cash Rebate |
| Bonus Points | Rewards of Your Choice |
|---|---|
| Every 15 Points |  |
1.Cardmember must select the Cash Rebate/ Asia Miles™ on the application form. If cardmember has chosen Cash Rabate, the currency choice of the Rebate is not indicated or more than one currency is selected, HKD will be taken as the default currency.
2.Any cash rebate amount earned will be deposited into your selected HKD/RMB credit card account, and will be shown in the same period of statement.
3.Please refer to the Terms and Conditions of "Dual Currency Cash Rebate Scheme" for details.
4.Asia Miles is only applicable to Platinum cardmembers. Please refer to the Terms and Conditions of "Bonus Points Reward Programme".
CCB (Asia) AIA UnionPay Diamond Credit Card combines both RMB and HKD credit card accounts in one card. Whether you spend in The Mainland of China, Hong Kong or overseas, you can enjoy better foreign currency exchange rate. The Mainland of China spending is settled in RMB, while spending in Hong Kong and overseas is settled in HKD. Spending with dual currency in one card brings you the ultimate convenience and saving.
UnionPay QuickPass Contactless Payments provide you with a hassle-free purchase by simply tapping your UnionPay Credit Card on a secure reader without signing^. Merchants accepting UnionPay QuickPass Contactless Payments are all around the world. QuickPass not only allow you to purchase in dining and shopping merchants, but also connect you with the public transportation across the Greater Bay Area. Please visit http://www.unionpayintl.com/hk/ for more details.
^ UnionPay QuickPass contactless payment accepts any transaction of HKD/RMB 1,000 or below without the need of signature verification.
CCBA UnionPay Credit Card holders may bind their credit card in Mobile Banking to enjoy UnionPay QR Code Payment Service. Upon successful binding, holders may make global QR Code payment to merchants simply through scanning a UnionPay QR Code. For details regarding the binding process and product functions, please refer to https://www.asia.ccb.com/hongkong/personal/banking_channels/dragon-hkpay/index.html
*UnionPay QR Code payments must be taken place in countries or regions where UnionPay International has permitted such service to be carried out.
With UnionPay App, you can make easier, faster and safer contactless payment with your CCB (Asia) UnionPay Credit Card than ever! Add your card to UnionPay App now to enjoy convenient payment and fabulous offers! For details regarding the binding process and product functions, please refer to https://www.asia.ccb.com/hongkong/personal/credit_cards/upapp/
Simply call our Customer Service Hotline to adjust the RMB credit limit for your Dual Currency Credit Card, to enjoy extra peace of mind while spending in The Mainland of China at ease.
Remarks: For details, please visit Terms and Conditions of Pre-Set Lower Credit Limit in RMB Card Account.
Remarks:
- The above data, transaction and purchase equivalent value are for reference only.
- For the detailed terms and conditions of other credit cards, please contact the individual card issuers.
- The above case is only applicable to CCB (Asia) AIA UnionPay Diamond Credit Card.