Enjoy interest-free installments at designated local merchants for easier shopping.
Turn spending and premiums into installments, or extract cash from your credit limit for greater financial flexibility!
Are you ready to kickstart your upgraded eye+ lifestyle? Comprehensively covering everything from online spending and daily contactless payments to stellar dining and wealth management needs, allowing you to easily earn abundant rebates and foreign currencies through our First in Hong Kong1 daily spending program! Both existing eye Credit Cardmembers (including eye Credit Card and eye Visa Signature Credit Card) and new eye+ Credit Cardmembers can enjoy these upgraded, fabulous rewards.
01
Cash Rebate2
eye AM Ready to earn! Tap to earn, shop online for more! No registration required! Spend upon HK$3,000 per month3,4 to enjoy the rebate:
Online Spending
Up to 5% Rebate
Contactless Payments*
Up to 3% Rebate
*Including Visa payWave, Apple Pay, and Google Pay
02
5,6
eye AM READY to unlock! Accumulate spending of HK$60,000 per phase to receive a Foreign Currency Rebate equivalent to HK$8007, which can chooses one of the 4 foreign currencies below. Both local and overseas spending are counted, allowing you to spend and earn every day!
| Foreign Currency Rebate | |
|---|---|
| AUD | $140 |
| CNH | $680 |
| USD | $100 |
| JPY | $16,320 |
03
eye AM READY to savor! Exceptional taste begins on the palate. Dine at designated Michelin-starred restaurants and top-tier stellar dining spots to exclusively enjoy stellar dining buy-1-get-1-free or exclusive menu offer. Share unforgettable gourmet feasts with your loved ones.


Friendly Reminder
Being new PREMIER BANKING customers now and fulfill designated requirements to enjoy up to 8.88% p.a. preferential time deposit interest rate and worth HK$1,800 of Tracker Fund Stock Reward!
Remarks: The above offers and services are bound by terms and conditions. For details, please refer to the relevant terms and conditions or contact our staff.
| Extra 6.5X bonus points cap per calendar month | 2% cash rebate cap per calendar month | Eligible spending amount cap per calendar month | |
| eye+ Credit Cardmembers | 52,000 points | HK$160 |
Spending HK$8,000
Enjoy 60,000 bonus points and 2% cash rebate (Every 25,000 bonus points can be redeemed for HK$100 cash rebate; 60,000 bonus points are equivalent to HK$240 cash rebate; i.e., 3% cash rebate) |
| eye+ Visa Infinite Cardmembers can get extra rewards |
13,000 points (A total of 65,000 points) |
HK$40 (A total of HK$200) |
Extra spending HK$2,000 (a total of HK$10,000 spending) Enjoy 13,000 bonus points and HK$40 cash Rebate |
| Phase 1 | October 1, 2026 to December 31, 2026 |
| Phase 2 | January 1, 2027 to March 31, 2027 |
To borrow or not to borrow? Borrow only if you can repay!