Premium Free “Annual Insurance Plan”

Added Protection
for You & Your
Loved Ones

CCB (Asia) Credit Card
Premium Free “Annual Insurance Plan” provides an array of protections designated to meet your particular needs; simply select any one of the following plans. What's more, you can also share the privilege by subscribing/transferring the plan(s) to your beloved.

Now you can apply "Annual Insurance Plan" via our CCB (Asia) Online or Mobile Banking, it’s really simple and convenient!

Cardmembers who apply for the Premium Free "Annual Insurance Plan" during the First Card Membership year can also enjoy a first-year enrollment fee waiver. Apply Now!

Apply Now
  Apply Annual Insurance Plan Check the application/ Claim status
Online Banking Steps：
  1. Login Online Banking
  2. "Credit Cards" ▶ "Insurance Plan" ▶ "Apply Now"
  3. Select Credit Card ▶ "Next"
  4. Fill in the information and submit
 Steps：
  1. Login Online Banking
  2. "Credit Cards" ▶ "Enrollment Status of Insurance Plan"
  3. Select Credit Card ▶ "Inquire"
Mobile Banking Steps：
  1. Login Mobile Banking
  2. "Credit Cards" ▶ "Insurance Plan" ▶ "Apply Now"
  3. Select Credit Card ▶ "Next"
  4. Fill in the information and submit
 Steps：
  1. Login Mobile Banking
  2. "Credit Cards" ▶ "Insurance Plan" ▶ "Status & History"
  3. Select Credit Card ▶ "Inquire"
Premium Free “Annual Insurance Plan” Enrollement Hotline: +852 3179 5533 (after selecting language press “4”)
Premium Free “Annual Insurance Plan”1,2 Enrolment Fee (HK$) Transfer service Fee (HK$) Extra Subscription administration Fee(HK$) Spending Requiremen3
"Annual Dental Insurance Plan" Appointed Clinics 150 N/A 550 Accumulated spending of a sum equals to or exceeding HK$12,000 during the Card membership year
or
Making transaction at least once per statement cycle
"Annual Dental Insurance Plan" Any Clinics 80 N/A 550
"Annual General Practice Outpatient Insurance Plan" Appointed Clinics 330 Free
(Up to 3)		 N/A
"Annual General Practice Outpatient Insurance Plan" Any Clinics 80 Free
(Up to 3)		 N/A
"Annual Medical Check-up Insurance Plan" Laboratories 270 40
(1 only)		 400 Accumulated spending of a sum equals to or exceeding HK$12,000 during the Card membership year
"Annual Medical Check-up Insurance Plan" Any Clinics / Laboratories 200 40
(1 only)		 400
Remarks:

  1. Cardmembers can only select to enroll a plan among Annual Dental Insurance Plan, Annual General Practice Outpatient Insurance Plan, Annual Medical Check-up Insurance Plan. Please click here to read the Important Notes.
  2. eye Credit Card and CCB (Asia) Construction Industry UnionPay Dual Currency Credit Card are applicable to enroll Annual Dental Insurance Plan only. Not applicable to other CCB (Asia) UnionPay Dual Currency Credit Card, Visa Infinite Credit Card, tiramisu Credit Card, CCB (Asia) JD Credit Card and CCB(Asia) Virtual Credit Card.
  3. If a Cardmember has, at any time, redeemed the service and cannot comply with the above Spending requirement, an administration fee of HK$500 will be charged to the Cardmember's Card Account by Bank at the end of the Cardmember's Card membership year or upon termination of the Cardmember's Credit Card (whichever is earlier).
  4. If a Cardmember wish to make any changes on the existing Annual Insurance Plan, please click here to download the form, complete and submit the form to the Bank.

  • Annual Dental Insurance

    1. Appointed Clinics

    • Provide excellent and reliable dental treatments and services
    • The Clinics are comfortable, clean and well-equipped. The dentists and nurses are professional and experienced
    • Coverage^
      • Scaling and polishing (one time)
      • Simple extractions due to decay*
      • Amalgam (silver) fillings for posterior teeth due to decay#
      • Composite (white) fillings for anterior teeth due to decay#
      • Dental examinations, intra-oral x-rays (when necessary)
      • Emergency consultations within office hours
      • Incisions and drainage of dental abscess
      • Dressings and drugs therapy for 3 days for relief of pain and infection

    2. Any Clinics

    • Customers can choose any dental services at any clinics
    • Coverage^
      • 3 consultations and maximum of 1 per day
      • Subject to an overall limit of HK$150 reimbursement for all consultations and 50% of fees charged or HK$50 per consultation (whichever is lower)

    * Excluding surgical extractions, embedded retained roots and wisdom teeth
    # Excluding filling due to other causes including but not limited to abrasion, erosion, attrition, cosmetic, trauma

  • Annual General Practice Outpatient Insurance Plan

    3. Appointed Clinics

    • Provide 3 General Outpatient consultations with basic medication
    • Coverage^
      • Up to 3 General Practice Outpatient consultations plus office-dispensed basic medication which are medically necessary

    4. Any Clinics

    • Customers can choose any clinics for any outpatient services
    • Coverage^
      • 3 consultations and maximum of 1 per day
      • Subject to an overall limit of HK$150 reimbursement for all consultations and 50% of fees charged or HK$50 per consultation (whichever is lower)
  • Annual Medical Check-up Insurance Plan

    5. Appointed Laboratories

    • Provide 1 medical check-up with test report
    • Coverage^
      1 medical check-up with test report including :
      • Blood Examination (Complete Blood Count)
      • Diabetes Screening (Glucose)
      • Renal Function (Creatinine and Urinalysis)
      • Coronary Risk Screening (Cholesterol)
      • Liver Function (SGPT)

    6. Any Clinics / Laboratories

    • Customers can choose any clinic/laboratory to enjoy medical check-up services
    • Coverage^
      1 medical check-up including :
      • Blood Examination (Complete Blood Count)
      • Diabetes Screening (Glucose)
      • Renal Function (Creatinine and Urinalysis)
      • Coronary Risk Screening (Cholesterol)
      • Liver Function (SGPT)
      Up to 100% reimbursement not exceeding HK$200
Spending tips of Premium Free “Annual Insurance Plan”

Accumulate a total spending of HK$12,000 (includes retail purchases and cash advances) or spend once in each statement cycle* with your credit card during the cardmembership year.

You can enroll Octopus AAVS service or paying your monthly bill with your Credit Card (e.g. mobile phone bill) to meet the requirement and earn credit card bonus points at the same time!
* The method of "spending once in each statement cycle" is not applicable to fulfill the spending requirement of the Annual Medical Check-up Insurance Plan.

^Available within the effective cardmembership year

To borrow or not to borrow? Borrow only if you can repay!
Online Customer Services