Revolving Credit Facility - e-loan

Instant Cash In Hand

Fulfill your financial needs anywhere, anytime by e-Loan Instant approval function.

Apply for e-Loan Service through CCB (HK&MO) Mobile App
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Key Facts Statement (KFS) for Revolving Credit Facility

Terms & conditions apply

Loan Features

  • Loan amount up to HK$2,000,000 or 12 times of your monthly salary, whichever is lower

  • The Maximum loan amount of HK$15,000 is only applicable to customer without providing supporting documents but fulfill specific credit requirements. Larger loan amounts maybe offered to customer who provide further supporting documents

  • Validity of credit limit is 12 months, it is required to repay the interest and the entire principal amount in full upon the maturity

  • Make withdraws and repayments through online and mobile banking within the credit limit validity

  • Monthly e-statement list out account details clearly

  • Only repay the interest due, applicable fees and charges every month, interest is calculated on daily basis upon your outstanding balance

  • Credit limit will be automatically restored upon repayment within the period of validity

  • Use China Construction Bank (Asia) Corporation Limited HKD checking / savings account for loan down and repayment in mobile banking more conveniently

Application Requirements

  • A Hong Kong resident aged 18 or above

  • Minimum annual income of HK$64,000

  • Be employed for at least 6 months at the current job


Document Requirement

  • To apply for our Revolving Credit Facility, please submit the following documents:

  • A copy of Hong Kong Identity Card

  • Proof of income

    • The latest month's salary slip

    • The latest 3 months' payroll account bank statement / account passbook (with the first page showing your name and account number)

    • The latest Salary Tax / Profit Tax Demand Note

    • The latest 1 month’s Mandatory Provident Fund statement

  • The current residential proof dated within the last 3 months

  • Any other document (upon request)

Download CCB (HK&MO) Mobile App to apply for e-Loan Service

App Store

Search "CCB Asia" or "CCB HK&MO" at App Store

Google Play

Search "CCB Asia" or "CCB HK&MO" at Google Play

QR code of Download CCB (HK&MO) Mobile App

For more tips and information, you may refer to our Key Facts Statement (KFS) for Revolving Credit Facility or Financial Tips of this website.

Apply Online Enquiry
Dial +852 3179 5501


To borrow or not to borrow? Borrow only if you can repay!

Warm reminders:

  1. In order to minimize the risk when banking on-line, the Mobile App will not run on any devices which are "jailbroken" (iOS) or "rooted" (Android). The Bank shall not be responsible for any problems or loss suffered by you if you attempt to use the Mobile App on such devices.
  2. To use e-Loan Service, please ensure your mobile device operation system meets the minimum requirements, for further details, please visit Requirements of Mobile Operating System; and is equipped with front and back cameras for identity verification.