Exchange Rates
PRIVATE BANKING, PRIVATE WEALTH, PREMIER BANKING and WISE BANKING customers can enjoy FX spread discount. The preferential exchange rates will be automatically adjusted at the time of exchange. Please login to Online Banking or Mobile Banking to find out. The above offers are bound by related terms and conditions. Please contact our staff for details.
Exchange RateLast Update:Apr 25, 2025 23:40
| Currency | Bank Buy TT Rate | Bank Sell TT Rate | |
|---|---|---|---|
| US Dollar | USD | 7.7332 | 7.7807 |
| Renminbi | CNH | 1.0584 | 1.0688 |
| Australian Dollar | AUD | 4.9265 | 4.9867 |
| Canadian Dollar | CAD | 5.566 | 5.6254 |
| Swiss Franc | CHF | 9.2979 | 9.4017 |
| Euro | EUR | 8.7693 | 8.8652 |
| Pound Sterling | GBP | 10.2694 | 10.3749 |
| Japanese Yen | JPY | 0.053564 | 0.054165 |
| New Zealand Dollar | NZD | 4.5892 | 4.6533 |
| Singapore Dollar | SGD | 5.8645 | 5.9228 |
| South African Rand | ZAR | 0.4066 | 0.4196 |
Note: The above foreign currency exchange rates are delayed quotes and for reference only.
Terms and Conditions for FX Spread Discount of PRIVATE BANKING, PRIVATE WEALTH, PREMIER BANKING and WISE BANKING customers
Risk Disclosure
Currency Exchange
Currency exchange involves bid-ask spread.
Exchange Rate Risk
Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market force may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and price linked to such rates, may rise or fall rapidly. The fluctuations in the exchange rate of a foreign currency may result in losses in the event that you convert HKD to any foreign currency or vice versa.
RMB Currency Risk
RMB is currently not freely convertible and is subject to exchange controls and restrictions (which are subject to changes from time to time without notice). You should consider and understand the possible impact on your liquidity of RMB funds in advance. The fluctuation in the exchange rate of RMB may result in losses in the event that you convert RMB into other currencies. Onshore RMB and offshore RMB are traded in different and separate markets operating under different regulations and independent liquidity pool with different exchange rates. Their exchange rate movements may deviate significantly from each other.
- "FX Spread Discount" refers to the percentage discount on FX profit spread normally charged by the Bank. Other mark-up applied to the exchange rate for operational reasons however will not be waived.
- The FX Spread Discount may subject to changes from time to time without prior notice.
- When customers conduct FX transactions, the exchange rates will be automatically adjusted to preferential exchange rates with FX Spread Discount.
- China Construction Bank (Asia) Corporation Limited (the “Bank”) reserves the right to vary, suspend and terminate the Promotion and to vary or modify any of these Terms and Conditions from time to time without prior notice. In case of disputes, the decision of the Bank shall be final and binding.
- If there is any inconsistency between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.
Risk Disclosure
Currency Exchange
Currency exchange involves bid-ask spread.
Exchange Rate Risk
Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market force may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and price linked to such rates, may rise or fall rapidly. The fluctuations in the exchange rate of a foreign currency may result in losses in the event that you convert HKD to any foreign currency or vice versa.
RMB Currency Risk
RMB is currently not freely convertible and is subject to exchange controls and restrictions (which are subject to changes from time to time without notice). You should consider and understand the possible impact on your liquidity of RMB funds in advance. The fluctuation in the exchange rate of RMB may result in losses in the event that you convert RMB into other currencies. Onshore RMB and offshore RMB are traded in different and separate markets operating under different regulations and independent liquidity pool with different exchange rates. Their exchange rate movements may deviate significantly from each other.